This was going to end badly. I would play chess all day in my office with the door locked. My boss would knock on the door and I would put my headphones on and ignore him. People would complain that the software I wrote didn’t work. My boss would say…
Many small businesses use social media as a marketing tactic, but they are confused about how to make money from it. According to Anatoly Nirshberg, CEO of ParadigmNEXT, the key is to “develop a business plan that outlines how you will generate revenue from social media activities on a consistent basis.”
Tomorrow’s business leaders and startup founders will be today’s young kids whose parents have raised them with an entrepreneurial spirit — a skill that is increasingly important as young people flood the startup world and the freelance economy grows.
Many small businesses use social media as a marketing tactic, but they are confused about how to make money from it. According to Anatoly Nirshberg, CEO of ParadigmNEXT, the key is to “develop a business plan that outlines how you will generate revenue from social media activities on a consistent basis.”
As I listen to the heartbeat of America today I believe that the single greatest need in our country is for many millions of our citizens to have the opportunity to earn a good income. This includes many who are un-employed and are seeking employment, many who are under-employed and have taken employment positions which are much less than their qualifications and earning capabilities, many who have taken reductions in regular wages because employers will not pay the usual incomes due to worker competition, and many people who have had their working hours slashed from 40 hours to 32 hours or less because of new government laws and regulations that penalize employers for the number of employees that they have or the number of full-time employees.
And then there is a significant number of people in the U.S. who have learned that they can make more from government handouts…averaging $30-$45k per year…than they can earn at legitimate jobs. The current administration is aware that less than 50% of U.S. citizens pay taxes, and insists that the 50% who work for a living, pay taxes and have any assets should sacrifice to take care of those who do not work. This administration chooses to penalize those who have and give to those who do not have. Is this the right way to run America? Our country and it’s people are in a very serious unemployment and underemployment situation and so many have stopped seeking jobs that real unemployment continues well over 10%, even though the Labor Department’s new methods of reporting have changed drastically which allows reporting to portray the economy as much improved from what it really is now.
Why am I writing about this today? It is because I am so concerned about the millions of people who currently are not taking advantage of the opportunity to live the real American dream of free enterprise. This opportunity is available for you to seize now! Our economy is being restrained in so many ways by our government and policy now that it is choking the life out of capitalism. My purposes in writing about this are the following. First I think that every citizen that feels adversely affected by this current economic environment should contact their congressional and senatorial representatives and ask them to make changes to improve our situation. Secondly, the patriotic way of the American people is to get strong and overcome any obstacles that we face…as we always have done.
And thirdly, I challenge any Americans who want better lifestyles to take action to improve their incomes and financial status in life by becoming entrepreneurs. Yes, this means starting your own business either part-time or full-time, depending upon your situation, and preparing yourself to be financially independent and free of control from the government, employers, or anyone else who is deciding your standard of living.
I am a very strong believer that anyone who chooses can take control of their life and with some critical thinking and mentorship make their lives much better.
I would be honored to be a part of your discussion and decision to improve your financial situation. I am uniquely qualified to assist you and invite you to visit the About Dan page.
I invite you to enter your name and email address on the form below and let’s talk soon! And have a great week!
This post is devoted to the topic… “If I can every help you”…
Would you be interested in developing multiple income streams to improve your opportunity to achieve financial independence? I can help you do that by helping you to develop a marketing system that is designed to help your customers find you on the internet. Do you think that could be helpful to your business? What if several hundred people found your business 24/7 and looked at what you had to offer? Would you like that? If this is interesting to you I invite you to click on the following link…
Suggestion: Listen to ” America The Beautiful” by Ray Charles while you read this…start video at bottom of page.
This post tonight is about a critical subject being decided upon during the month of September…
Is ObamaCare Good For You And Your Business?
This country is attempting to implement an original 2700 page Bill that was never read nor debated in the House or the Senate nor read by the President. This was a political concept which was never properly discussed or debated.
Can you imagine the Constitution of the United States being passed in such a careless manner? Is this how a great country is supposed to represent it’s people? Is this how we express our exceptionalism? It used to be my friend…
Or does Washington know best for everyone…and we do not dare question their opinions, beliefs, or decisions??? Are we to be led by an ideological party and narcissistic leader to “total transformation of our country” like cattle to slaughter?
Sorry my friend, this is not the way that I do business, either personally, politically, or spiritually!
Only Democrats voted for the Bill. No Republicans voted for the Bill. This is extreme proof that this is a partisan Bill. The day before passing the Bill the Speaker of the House Nancy Pelosi when asked what was in the Bill said…”We have to pass this Bill so that we can find out what is in it.”
This is the President’s signature presidential accomplishment and his first priority for the country was to get this Bill passed. The employment issues and economic issues took a back seat to ObamaCare. Obviously he wants to preserve the Bill at all costs, especially since it would be a serious threat to his presidency.
The reasons for the Bill are clearly political as the major purposes are to take resources from some people and provide those same resources to other people with government controlling the collection and redistribution. And the government gives a 30-40% haircut for the process of redistribution. Even with the planned implementation we will continue to have 30 million people uninsured…which was supposedly the reason for the bill to start. This is decisively a wealth redistribution bill which gives the government much more control over our personal information, our lives, our money, and our freedoms.
When the ObamaCare Bill was taken to the Supreme Court, it was declared legal only as a “tax” by one vote by the Chief Justice of the Supreme Court. This was a very creative decision that none of the other justices even considered, which to me makes it suspect.
This Bill takes away from our independence and freedoms. This Bill is a precursor to what the Democrats really want which is a single payer insurance system, non-competitive across states or between companies, and totally controlled by the Federal Government. This would put the government in control of your health, your information and your livelihood. This would be a total destruction of what has been the greatest medical system in the world.
60%-70% of the American population today say they do not like what they know about ObamaCare.
CBO estimates of ObamaCare were $940 billion. CBO now estimates costs to be double at $1.8 Trillion.
Many, many organizations have been given waivers out of ObamaCare including the Government, and the Unions are asking for their waiver. Thousands of waivers have been granted…all favoritism to obtain votes.
Insurance costs were not supposed to increase. Since approval of the Bill insurance costs have increased 25% to 100% across the country. Insurers are withdrawing from states as they cannot maintain profitability.
Many doctors are withdrawing from the medical profession as they can no longer be profitable or practice medicine according to their ethical oaths. This will cause a decrease in the quality of medicine and increase costs even more.
The Federal Government is spending hundreds of millions of tax dollars on advertisement promoting ObamaCare. After all of the publicity given ObamaCare to date you would think that people would like it and not have to be convinced.
Employers are limiting growth of their businesses to no more than 50 employees so as to avoid the penalties of ObamaCare.
Employers are reducing employees working hours to 30 hours or week to avoid penalties of ObamaCare.
The Cleveland Clinic, largest employer in Ohio, announced today they are slashing $330 million in cost reductions because of ObamaCare and will implement employee layoffs to effect these cost-reductions. This is occurring at hospitals across the country.
Home Depot is announced that due to costs of ObamaCare that 20,000 employees would be transferred to the Federal pools for insurance to deal with the impact of ObamaCare. This is commonplace across the country.
Insurance companies are withdrawing from the insurance industry or markets due to non-profitability.
Many more issues are arising from ObamaCare implementation every day.
Do you like ObamaCare for you and your business and do you want it to be implemented?
As a small business owner and individual I strongly oppose the implementation of ObamaCare for many reasons. I have very little confidence in the policies of this Administration and consider this one a major failure.
This Bill impacts 1/6 of our total economy and appears to be seriously affecting a large number of people.
I continue to look for the advantages and disadvantages and the negatives seem to far outweigh the positives. If I could find a list of advantages of the program I would list them here now. I would welcome from you a list of the key advantages of ObamaCare to the American People.
I hear many people saying…I wish I could do something about stopping ObamaCare but I do not know what I can do.
I began a Blog called “The Conservative Blog” to have the opportunity to speak my political opinions about my concerns as to what is happening to our country. I much prefer to share my political opinions on that Blog, however, “The Road To Financial Independence Blog” is about business, our economy, how to be employed, how to get ahead, and tips and ideas on being more effective in business, and I consider that it is appropriate to write about this subject here.
To me the ObamaCare Bill is seriously impacting the economy, the growth of my business, the growth of individuals and businesses that I serve, as well as the overall welfare of our wonderful country, the United States of America.
I submit to you that as Americans, our rights to free speech are invaluable, and that it is in our best interests to let our voices be heard strongly in Washington during the coming days. I support you in your opinion whatever that may be…maybe not agree with it but will support the fact that you are entitled to your opinion.
If you were not pleased with our country’s recent imminent attacks on Syria, I hope that you will consider that the vote on ObamaCare is extremely important to you and I…especially during these days of September. Harry Reid and Barack Obama do not want to hear our opinions and protests.
The backroom joke in Washington now is that the only “red line” that the President will stick to is his refusal to negotiate on key issues with the Congress and the Senate. Tell me, are President Putin and President Assad more important than the people of the United States? I hope that we can determine this in the coming days. These are extremely important times for our country.
I believe that the American People are the only ones that can make a non-partisan, non-political, objective consideration of the facts and see the potential destructive looming damage of ObamaCare…and that each of us should speak up now with our own opinions, therefore fulfilling our duties as citizens in a timely fashion. Your forefathers would be proud of you for speaking your peace. Will you contact Washington and let them hear from you?
I plan to be a part of the 10 million+ petition I just received a call on to be sent to Washington requesting that we defund ObamaCare. Will you be a part of this Petition?
It is time that we let our voices be heard Americans!
Congressman Mike Rogers opening statement on Health Care reform
Success in your own business, internet marketing or any other business, comes from making intelligent business decisions in all areas. In the last two years I have found two incredibly good business opportunities that are second to none. The first is an internet marketing approach that applies to any business ranging from internet marketing to storefronts. The basic principle that makes this approach so successful is that it is based on your prospects and customers finding you as opposed to you finding them. Technology has given us communication tools and other marketing techniques that allow people to search for what they want on the internet by typing in a few keystrokes. The savvy business person now needs to find marketing mentors that can help them in learning about Attraction Marketing and how to go about it.
I am fortunate to have found Ann Sieg whom I consider the leader in Attraction Marketing strategies and training…and she has trained some 350,000 people around the world so that they can be profitable in their businesses. There is an offer below to provide you with a free copy of Ann’s highly interesting e-book…The Attraction Marketers Manifesto!
My secrets to success for those who choose to work with me also include mentoring and guiding them as to how to proceed in the study of necessary information and techniques. I have always been a do-it-yourselfer…rarely asking for any assistance…however after three months of determining my own direction…it was obvious that I needed to be a participating member of Ann’s Renegade Marketing Team…a closed group of more than 1000 professionals sharing information on how to best learn and implement Ann’s attraction marketing techniques.
As a result of my involvement with the Renegade Marketing Team I have been fortunate to receive the mentoring of a highly competent member of this team, Edwin Cabrera, http://edwincabrera.com/Online Marketing Strategies – Online Marketing Consultant who has provided his knowledge and services to me for several weeks now..and this has been invaluable. Also assisting me are several others who have many years of experience and expertise to help me become successful.
My important point is that it is rare that you can be successful by yourself…you need the right marketing strategy, the leading key mentors, and willing and competent individuals who will share their secrets to success on an ongoing basis. If you want to begin modern-day techniques of marketing your business, increasing your customer base and increasing profits. If you would like to build your internet marketing business with the latest marketing technologies…like “getting people to come to you rather than you sorting through them” to find warm prospects, I am really impressed with Ann Sieg’s excellent work for the last several years on Attraction Marketing! The Attraction Marketers Manifesto…Click here now to get your free copy!
My second business opportunity that I am also now performing myself is an exceptionally potentially rewarding career in Forex Training for Foreign Currency Market Exchange Trading. My son Mike Norris met these two 23 year young entrepreneurs in his business recently and with my background as a former financial advisor I am truly pleased that he brought this opportunity home for us both to pursue! This is an incredible story for two young people who have been so fortunate at such an early age…and are now training hundreds of people around the world online. You can read about their business as follows…
Infinite-Prosperity Mission… according to Lewis Mocker and Amy Sangster…
Our mission is to enable as many people as possible to quit their jobs and live a life of freedom and purpose. While there are many companies that provide wealth creation education, Infinite Prosperity is unique in that it offers a comprehensive program designed around a radically fresh perspective. No false claims, no unrealistic expectations, no sugar-coated lessons – just world-class forex education presented by two motivated young traders. Learn more on our About Us page.
And finally, my third valuable set of information is that I am here to help you…to help you with going into business, to find the best mentors for you in different fields, and to show you business opportunities to help you achieve whatever financial goals that you may have now. I encourage you to take action now…and I will be very pleased to help you get started as well.
Just contact me by email on email@example.com and by phone at 407-749-9395.
How would you like to have 100 new visitors visit your business each day? How about 300? How about 500? Or 1000? Or 2000? Would you be pleased with the fact that anyone is interested in your business? I am! Amazed if they are not…but times are very different today. What would it cost you to attract any number of prospective customers into your business storefront or website using tv, radio, newspaper or magazine advertising, or other advertising methods such as PPC?
Any of these numbers of new traffic is very possible…and you can learn how to accomplish this by reading the information in this post…”free” by the way…my blog that you are reading now enjoys some 300 visitors each day…for which I am very pleased and thankful…and each day brings new information to me that allows me to attract more of you. I am very appreciative of each you that comes to read my blog…as well as your letting me know what you are most interested in reading about as well as to what you enjoy the most. I study each day with the very best in the industry to learn how to make my blog posts more meaningful to you…especially to share with you how you could benefit.
So how do you start a blog? Most small businesses know they need original-content-laden blogs, but the daunting task of putting one together stops many individuals cold. Others can’t keep up, abandoning their efforts and making their blog pages look like foreclosed homes from 2008.
Here are some ways to ready your blog-writing future before ever hitting the “publish” tab on your WordPress.com, Blogger.com or proprietary web site blogging programs:
And I would like to share some of my email from Ann Seig
The Email is titled
to Open This Email”…
“My friend Ty Tribble is a master at this and he uses
a combination of social media and the major search
engines to funnel over 2,000 people every DAY to just
one of his blogs – and he doesn’t pay a dime for them.
There’s no question that getting your site ranked
high in the search engines is incredibly valuable.
But it’s not as hard as some people would have you
believe (and you don’t have to wait 6 months or more
for the search engines to “find” you, either).
We just got done putting together a presentation for
you where Ty explains his blogging “secret sauce” and
why so many people end up frustrated and confused
On this page are several opportunities for you to benefit by requesting more information. I invite you to take advantage of these offers…most cost you nothing however are all valid and full of value…if you have read this page to this point you owe it to yourself to take advantage of one these offers that would benefit you the most.
Maybe you just graduated from college and you have the “average $33,000 college tuition debt” or more. You have now begun searching for a corporate “JOB” in a career field in which you are qualified, or maybe any field that will help you pay your bills and/or move out from mom and dad. Or maybe you graduated a year or two ago or more and you wonder how you are going to get on the right career path. Or maybe you have been a victim of the downsizing in this most unusual American economy and you are wondering how you can ever have an enjoyable, pleasure filled life for you and your family again.
So Are You Looking To Realize The American Dream?
Or maybe you are one of those incredibly wonderful veterans returning from your all voluntary service and you are ready to begin your way to achieve the American Dream! May God Bless All of You for Your Service and placing your country and all of the people who live in it before your own priorities. We are so proud of you!!!
As a veteran of the Korean War in the 1950’s I empathize with you and on this very special Memorial Day Weekend, honor you and all veterans who have sacrificed their lives or even more for this country. I watched the TV History Channel for five hours yesterday and relived WWII where I remember on Sunday morning, December 7, 1941 the Japanese attacked Pearl Harbor. Did you know that 8 million Americans fought in this war and that 415,000 American Soldiers died defending America? May God Bless every one of them and their families. And this goes for all of you during the Iraq and Afghanistan military campaigns who have lost your loved ones, your arms or legs or eyes or ears, and have been maimed for life. May God Bless every one of you.
This post is dedicated to anyone and everyone that wants to realize “The American Dream”, no matter what your background or experiences, or how many arms and legs that you have now. With many years of business experience I have succeeded in achieving the dream in my opinion and want to share with those interested as to how you might shorten your journey on that path. I am not filthy rich as are many who are extremely fortunate, and I have been up and down and up and down the ladder of success which seems to be typical in a capitalistic society. At this time I am very thankful for this country, the opportunity here, and the fact that I can share with others experiences that can be very beneficial.
To set the stage for your consideration of your career goals, I suggest that you compare the concept of being an Entrepreneur with that of Capitalism…do you want to decide your future or let someone else do so…including at least 5 days per week of effort 9-5 or thereabouts. Consider this statement on Capitalism…would you prefer to own your own business?
I am offering to share valuable information with you, without charge, and my reward will be that of getting you on your path. You may already know it all and you need no advice from your parents, your counselors, your peers and your friends, which is a real mistake. Very frankly, I sincerely wish there had been an internet when I came along and that there were successful people who were sincerely interested in advising me. I would have achieved much more than I ever have. Do you think that Donald Trump provides a service with his development of entrepreneurs? Do you ever watch Shark Tank to see how very successful business people choose to work with and fund entrepreneurs?
So what could I possibly do to help you to be successful (and not charge you an arm and a leg)? Sound trite? It is not. One of these days you will appreciate every helping hand that you can find. Here’s how we can get started…
1. Have you recorded on paper so that you can see it at all times…your goals and objectives for the next 1 and 3 and 5 years. If not, are you willing to develop these now, print them out and post them in front of your computer? If not…thanks for reading this so far however reading any further will probably be a waste of your time. I remember an age old saying “if you don’t know where you are going you will probably get there”.
2. Have you decided if you want to work for a corporation or someone else all your life or at some point in time do you want to be financially independent on yourself only? I ask that you write the answer to this question on your goals and objectives page and state what you want and when.
3. Have you inventoried your skills and recorded them on paper?
4. Have you inventoried your likes and preferences and recorded them on paper?
5. Have you inventoried your constraints so that you can narrow your searches to the real opportunities available?
If you will do these things, then contact me, together, based on your goals, we can discuss the next steps. You can reach me at email firstname.lastname@example.org or 407-749-9395.
By the way, my advice for you will be focused on helping you achieve financial independence…not a “JOB” which I refer to as a “just over broke” opportunity…which can also be a lot of fun and very enjoyable. I did this for (30) years with two of the top (10) corporations in America as well as (7) start-up companies for another (26) years. I currently have five businesses that I manage from my computer with a two hour per day investment. I wake up excited every morning to see what has happened around the world…and to see if I really made some substantial money overnight! Realizing the American Dream is not an overnight phenomenom…it is a process which takes commitment, a reasonable amount of time, and belief in yourself that you can be successful. Would you like to do this? Could you commit one to two hours per day to the goal of achieving financial independence? To me that is a very minor commitment to being your own master of your fate forever!
It would be a pleasure to talk with you.
And by the way, before writing this blog post, I had the privilege of watching and listening to Steve Smith of ESPN and I find him to be highly inspirational and to make a lot of common sense…please listen to Steve…
Stephen A.’s Position Unchanged on Mark Cuban’s Comments
Today’s post is about how we must deal with the current 5-year long recession and your financial goals…and what we can do to achieve your financial goals in the midst of this very severe economic downturn. Has this economy affected you in achieving your financial goals? It certainly has affected me. And frankly I don’t see any outside help in sight. We are now the “regulation nation”, we have added more taxes for virtually everyone, we are seeing the suppression of truth and honesty, and as a result we have very little trust in our government. Can we really thrive as a nation where the wealthier class supports the remainder with lenient social programs?
Can we as individuals overcome these major obstacles? It is a tremendous challenge!
My answer is absolutely YES! To me the real “American Way” is when the going gets tough, the tough get going. And I am talking about individuals now…not government. What is going on with our government is frightening in terms of intrusion on our freedoms, our constitutional rights, unbridled government spending, and wastefulness. Unless we change the way that our government is being managed, I have great concerns for the long term existance of our country as a republic.
And now I come back to the individual American citizen. I have great confidence that enough of our citizens are going to stand up and fight for our freedoms until we can get this country on the right track again. We have many citizens of this country that will not accept and talk about what is real truth now. Political correctness is destroying many values in our lives. Many are so very disinterested in what is going on that even some college students do not know about current events including who is the Vice President of the U.S.. I believe that truth will win out. This is a nation founded under God’s principles and beliefs, and I pray that He will lead us in the right path.
In the meantime as we gather hands to correct our government, I think the even more serious issue is the welfare of Americans who are struggling for financial security and independence. I submit that the only way for us to individually overcome these obstacles is for each person to take strong responsibility for their own personal financial well-being including finding a way to achieve financial independence. I believe that each person in financial need identify skills that they have and determine how to share those skills and bring value to others. This means many self-based and home-based businesses to bootstrap each of us to prosperity.
And I offer to help individuals find those opportunities where they can become successful and to teach them how to market themselves successfully. For discussion contact me on email at email@example.com or by phone at 407-749-9395.
The topic today deals with the question…if you want to succeed in your business or affiliation – can you afford not to be a Blogger – or equivalent?
And this question applies to essentially any vocation or profession…not just to internet marketers. You may be an MLM marketer, direct sales marketer, CPA, attorney, financial advisor, real estate agent, store front business owner, insurance agent, and more. And if your business is investing major amounts in tv, newspaper and radio advertising, then you also are evaluating the new consumer environment. What is this evolving environment? At the heart of this transition is the use of the internet where in 2012 there were an estimated 2.4 billion users around the world. Let’s analyze a bit.
In the past we have relied heavily on tv, newspaper, radio, and direct mail advertisement to get branding, product and service messages to the buying market. These methods are expensive, however with enough expenditures they do effectively take products and services to market. We have a major transition occurring in our communications channels, with the internet having a major impact on our buying decisions. To give you an idea of the effectiveness of different marketing channels here is a recent analysis of SMB Marketing Channel Effectiveness Ratings. For full legible details go to the larger chart with the link.
We can see that SEO, Online Display Ads and Social Media have displaced direct mail and print ads which includes the newspapers and magazines. At the top of the list is Person-to-Person contact as it should be. And with the internet now about 20 years old, where do you think we will be in electronic communication in 10, 20 and 50 years from now. Hard copy may be a thing of the past.
Today we have proceeded to be a society of electronic communicators, using many different devices, being very busy and with very little time to devote to a subject…we now decide online in seconds as to whether something is worth our time or interesting…and we may spend 10-15 minutes on any topic at the most.
Here is my question to you, if you intend to be in business either now or in the future, how important do you think it will be for you to establish your presence in the digital world? How will you communicate to others about you and your offerings? Certainly personal contact will continue to be the most important method of doing business. Being involved in activities in your community and business societies are essential. I submit that it is equally important that you establish a strong presence in the electronic digital world.
As leaders in the industry of establishing an electronic marketing presence, I recommend strongly the concepts of Ann Sieg in Attraction Marketing and Ty Tribble in the art of Blogging. Attraction Marketing and Blogging can be effective in many ways and I submit that these are two of the best trainers in the communications industry for you to learn from.
So life is cool right…you are on top of the world….you have this great income producing job…and you are not even thinking about this subject “What is your Plan B” or whatever….or maybe you have a job that is providing you with 32 hours per week, and this is not enough to pay all the bills, and certainly not enough to save any money for vacation, retirement, education and other preferred lifestyles? What is your Plan B?
And if you don’t have a Plan B then you are a really good prospect to go over the financial cliff!
So let’s talk about solutions for those who want more ok…just bottom line stuff..solutions that you can pursue part-time or full time…whatever your situation and circumstances require.
To the short and sweet…what happens if your employer goes bottom up tomorrow? Do you care? Does this affect your life or just your weekly pay check? Have you made any alternate plans in case your primary employer is forced out of business, is sold to another company, or your job is no longer needed. What is your Plan B?
It is really cool to have a Plan B! What that means is in case your primary income ceases it is very important and rewarding to have another income stream to kick in and take up the slack. Let me acquaint you with meaningful, easy to implement options for Plan B. This blog contains many posts that describe several options for developing your personal business opportunities.
In addition, I am aware of several additional business opportunities that could be promising for certain people depending upon their personal qualifications, preferences and goals.
This is an invitation to you for a few minutes of complimentary personal discussion with you to see if there is any way that I might assist you on your road to financial independence. It is my time in life to give back to a country and people that have been so generous to me.
To contact me send an email to firstname.lastname@example.org or give me a call on 407-749-9395.
Small Business Consultant
There is also a vocal group in the UK called…”planbuk”
Ignore what you hear and read in the news. The federal government actually reached the legal debt ceiling about four months ago. Since then, the government has been financing its monthly budget deficit by stealing/borrowing money from other government funds, like the federal government employees’ pension fund. In about two weeks, the government will run out of tricks to keep operating as if nothing has happened. If the debt ceiling is not raised by then, the government has to balance its budget.
That’s right. As much as the politicians and news media have tried to convince you that the world will end without a debt ceiling increase, it is simply not true. The federal debt ceiling sets a legal limit for how much money the federal government can borrow. In other words, it places an upper limit on the national debt. It is like the credit limit on the government’s gold card.
Rise and shine! Morning time just became your new best friend. Love it or hate it, utilizing the morning hours before work may be the key to a successful and healthy lifestyle. That’s right, early rising is a common trait found in many CEOs, government officials, and other influential people. Margaret Thatcher was up every day at 5 a.m.; Frank Lloyd Wright at 4 am and Robert Iger, the CEO of Disney wakes at 4:30am just to name a few. I know what you’re thinking – you do your best work at night. Not so fast. According to Inc. Magazine, morning people have been found to be more proactive and more productive. In addition, the health benefits for those with a life before work go on and on. Let’s explore 5 of the things successful people do before 8 am.
Women are leaving the workforce in droves in favor of being at home. Not to be a homemaker, but as job-making entrepreneurs.
By Natalie MacNeil
A quiet revolution is taking shape right now among women. Unlike the Quiet Revolution that began in the 1970s which saw women leave the home and enter the workforce in droves, women today are leaving the workforce in droves in favor of being at home. But unlike generations of women before, these women are opting to work in the home not as homemakers—but as job-making entrepreneurs.
Women have been starting businesses at a higher rate than men for the last 20 years and tend to create home-based micro (less than 5 employees) and small businesses. Women will create over half of the 9.72 million new small business jobs expected to be created by 2018 and more and more are doing this from home offices across the country. It’s a surprising statistic, especially considering that women-owned businesses only created 16 percent of total U.S. jobs that existed in 2010.
New research by the loan broker Biz2Credit reveals some bad news about women-owned businesses: They have higher operating expenses, slimmer margins and lower credit scores than male-owned firms the same age. And they have loan approval rates that are 15% to 20% lower.
(Photo credit: Dave Dugdale)
Biz2Credit studied 14,000 businesses that sought funding through its online platform. Women make up about 29% of applicants on Biz2Credit.
Some of the differences are significant. The women-owned firms had 15% lower annual revenue, and operating expenses that are 21% higher.
These findings may not reflect all women-owned firms–after all, businesses seeking credit may need it because they have cash-flow problems–but they should not be ignored.
What explains the results? Rohit Arora, CEO of Biz2Credit, says that in his experience, many women business owners start out borrowing for their businesses on personal credit cards, instead of establishing credit in the name of their businesses. Result: They fail to build a great credit score for the business.
That has long-term consequences. If they later apply for a loan, their lower credit scores put them in a weaker position. Those who get loans may qualify for less-attractive interest rates. ”Banks are gender-blind, to a large extent,” he says.
Most Americans have been trained to think in terms of how much they can earn in a year, a month, a week or an hour! Think about it, when you begin placing yourself on the market for employment you must decide what you are worth to your employer in order to get them to employ you. And of course the job that you will do has a price tag as well which could be the deciding factor, at least for the wage range. Typically when you interview for a JOB you are faced with the decision…how much money can I have left at the end of the month? Suppose you had no limitation to what you can earn and so therefore you work to create wealth for all your goals. Working for unlimited wealth is much more appealing to most of us than to a given wage by the hour, week, month or year.
If you look at corporations very top levels of management, executives compensation is defined in terms of wealth measured by hundreds of thousands or millions of dollars with incentive bonuses for exceeding certain goals.
Have you ever said to yourself? ..I also am very smart and given the opportunity I would be worth millions! Wouldn’t it be a novel idea if you interviewed with an employer and they give you this question…How much wealth would you like to create with us during 1 year, 3 years, 5 years, 10 years, 20 years or more, and by the way you would you like to legally Will your residual income to your family members including your grandchildren? Wouldn’t this be fantastic? Well, that is what you can say as you interview yourself for your own business. Tell yourself that there is no limit on the amount of income you can earn or the amount of ongoing residual income that you can leave to your heirs.
The obvious answer for many who choose to do so is to create wealth by starting or continuing your own business. It is a fact that multiple income streams, that is, earning money from several sources or business lines, is the most lucrative and safe way to create wealth. All businesses are not always successful forever so having your earnings system designed for several options is very smart…typically called multiple income streams.
So if you decide to get ahead in your own business, the question is how confident are you that you can be a good leader for your own company? You will be your own CEO…and that is a very important position for a company!
A person with ambition, drive, commitment, intelligence and vision can change their life with the right opportunity. If you are interested in changing the direction of your life in terms of income, time and freedom then this video below is invaluable.
Robert Kiyosaki – Rich Dad Poor Dad – 10 Rules for Success – Audio Book
If you would like to discuss business opportunities with me on a complimentary and confidential basis please email me on email@example.com or call me on 407-749-9395.
“7 Warning Signs That Say Consider A Career Change!”
To determine if you face these warning signs ask yourself the following questions…
1. Does your current career provide you with necessary income for all your needs…if you stayed in that position for at least the next five years?
a. Your basic living needs…your shelter, transportation, clothing, utilities, insurances?
b. Does it provide for your and your family’s educational, recreational and vacation needs?
c. Does it provide for savings for important purchases and retirement?
2. Do you have confidence that your career will provide stability and income growth to satisfy all of these needs during the next five years?
3. Are you happy in what you are doing in your career? What would you prefer to do?
4. Do you feel confident that your career will be available to you 5 years from now?
If you feel good about your answers to the above questions I commend you strongly. Even so one needs to face the reality that the average length of time that a person remains in the same job is about 2.7 years.
And here is the good news…No matter what your personal goals for your income, your career, your future financial status…you can accomplish in this society whatever you want to accomplish…you have heard this many times.
I see the reality of accomplishment of whatever anyone wants every day.
In my opinion the solution is to use your determination and intelligence to find the proper employment solutions (and I emphasize multiple income streams as solutions) for you that provides the income, time and personal freedom that you want to enjoy. Is there effort? Yes! Is it difficult to find those multiple income streams that can satisfy your needs? Yes. What is great for one person may be the absolutely wrong solution for another. I do not suggest that one solution fits all. I do suggest that if you employ the proper strategies and research your alternatives properly that you can find solutions that will provide for your life’s needs.
So What Options Should You Consider?
It is very challenging to be aware of all of the income producing opportunities that are available. A person can invest more time and money than necessary in evaluating and participating in multiple opportunities to the extent that they invest a lot and earn very little. Many entrepreneurs wind up jumping from opportunity to opportunity because they did not take the time and talk with experienced people in business to discuss the questions they should ask before committing to a venture. Because of this very few people really make good incomes on the internet.
My information says that less than 3% of internet marketers truly make the incredible monthly incomes and up to 7% are just now reporting profitability. Does this alarm you? If it doesn’t it should. A word to the wise should be sufficient.
I firmly believe in multiple income streams which I call “income diversification”. I do not want to rely upon one or two streams of income as I have found that no matter how good something may be, there are factors out of my control that can affect the performance of any income stream. So therefore I recommend building more than one income stream over time to avoid the risk of bad performance, the same as I recommended as a financial advisor to diversify your investments. Diversification in different classes of investments within the investment world is a sound strategy, and in my opinion, diversification can also be very effective for a personal income strategy.
I offer you an option for a 30-minute discussion with you about your income opportunity decisions. Believe it or not, most of my life has been about helping other people achieve their goals…I have found that by doing this that I am rewarded multi-fold.
If you are seriously interested in starting your own business…then email me on firstname.lastname@example.org or call me on 407-749-9395.