Recession and Your Financial Goals

Today’s post is about how we must deal with the current 5-year long recession and your financial goals…and what we can do to achieve your financial goals in the midst of this very severe economic downturn. Has this economy affected you in achieving your financial goals? It certainly has affected me. And frankly I don’t see any outside help in sight.  We are now the “regulation nation”, we have added more taxes for virtually everyone, we are seeing the suppression of truth and honesty, and as a result we have very little trust in our government.  Can we really thrive as a nation where the wealthier class supports the remainder with lenient social programs?

Can we as individuals overcome these major obstacles? It is a tremendous challenge!

Entrepreneurship
Financial Independence

My answer is absolutely YES! To me the real “American Way” is when the going gets tough, the tough get going. And I am talking about individuals now…not government. What is going on with our government is frightening in terms of intrusion on our freedoms, our constitutional rights, unbridled government spending, and wastefulness. Unless we change the way that our government is being managed, I have great concerns for the long term existance of our country as a republic.

And now I come back to the individual American citizen. I have great confidence that enough of our citizens are going to stand up and fight for our freedoms until we can get this country on the right track again. We have many citizens of this country that will not accept and talk about what is real truth now. Political correctness is destroying many values in our lives. Many are so very disinterested in what is going on that even some college students do not know about current events including who is the Vice President of the U.S..   I believe that truth will win out. This is a nation founded under God’s principles and beliefs, and I pray that He will lead us in the right path.

keys to success
financial independence

In the meantime as we gather hands to correct our government, I think the even more serious issue is the welfare of Americans who are struggling for financial security and independence. I submit that the only way for us to individually overcome these obstacles is for each person to take strong responsibility for their own personal financial well-being including finding a way to achieve financial independence. I believe that each person in financial need identify skills that they have and determine how to share those skills and bring value to others. This means many self-based and home-based businesses to bootstrap each of us to prosperity.

And I offer to help individuals find those opportunities where they can become successful and to teach them how to market themselves successfully. For discussion contact me on email at dannorris42@gmail.com or by phone at 407-749-9395.

Dan Norris
Small Business Consultant
Author
 

If you want to succeed – can you afford not to be a Blogger?

The topic today deals with the question…if you want to succeed in your business or affiliation – can you afford not to be a Blogger – or equivalent?

Blogs
Blogging

And this question applies to essentially any vocation or profession…not just to internet marketers. You may be an MLM marketer, direct sales marketer, CPA, attorney, financial advisor, real estate agent, store front business owner, insurance agent, and more. And if your business is investing major amounts in tv, newspaper and radio advertising, then you also  are evaluating the new consumer environment. What is this evolving  environment? At the heart of this transition is the use of the internet where in 2012 there were an estimated 2.4 billion users around the world. Let’s analyze a bit.

In the past we have relied heavily on tv, newspaper, radio, and direct mail advertisement to get branding, product and service messages to the buying market. These methods are expensive, however with enough expenditures they do effectively take products and services to market. We have a major transition occurring in our communications channels, with the internet having a major impact on our buying decisions. To give you an idea of the effectiveness of different marketing channels here is a recent analysis of SMB Marketing Channel Effectiveness Ratings. For full legible details go to the larger chart with the link.

Marketing Channels
SMB Marketing Channel Effectiveness

 

We can see that SEO, Online Display Ads and Social Media have displaced direct mail and print ads which includes the newspapers and magazines. At the top of the list is Person-to-Person contact as it should be. And with the internet now about 20 years old, where do you think we will be in electronic communication in 10, 20 and 50 years from now. Hard copy may be a thing of the past.

Today we have proceeded to be a society of electronic communicators, using many different devices, being very busy and with very little time to devote to a subject…we now decide online in seconds as to whether something is worth our time or interesting…and we may spend 10-15 minutes on any topic at the most.

Here is my question to you, if you intend to be in business either now or in the future, how important do you think it will be for you to establish your presence in the digital world? How will you communicate to others about you and your offerings? Certainly personal contact will continue to be the most important method of doing business.  Being involved in activities in your community and business societies are essential. I submit that it is equally important that you establish a strong presence in the electronic digital world.

As leaders in the industry of establishing an electronic marketing presence, I recommend strongly the concepts of Ann Sieg in Attraction Marketing and Ty Tribble in the art of Blogging.  Attraction Marketing and Blogging can be effective in many ways and I submit that these are two of the best trainers in the communications industry for you to learn from.

Blogging
Ann Sieg and Ty Tribble

 

 

Ann Sieg…

The 7 Great Lies Of Network Marketing:

http://dannorris.the7greatliesofnetworkmarketing.com

Ty Tribble

http://dannorris.bloggingforprospects.com/

In talking with people about their willingness to begin blogging, many have concerns that they don’t write well enough and don’t have enough time. I will write a post on this very soon.

Dan Norris
Small Business Consultant
Author

 

Tips For Your Plan B

Tips For Your Plan B

What is your Plan B?

So life is cool right…you are on top of the world….you have this great income producing job…and you are not even thinking about this subject “What is your Plan B” or whatever….or maybe you have a job that is providing you with 32 hours per week, and this is not enough to pay all the bills, and certainly not enough to save any money for vacation, retirement, education and other preferred lifestyles? What is your Plan B?

And if you don’t have a Plan B then you are a really good prospect to go over the financial cliff!

So let’s talk about solutions for those who want more ok…just bottom line stuff..solutions that you can pursue part-time or full time…whatever your situation and circumstances require.

To the short and sweet…what happens if your employer goes bottom up tomorrow? Do you care? Does this affect your life or just your weekly pay check? Have you made any alternate plans in case your primary employer is forced out of business, is sold to another company, or your job is no longer needed. What is your Plan B?

It is really cool to have a Plan B! What that means is in case your primary income ceases it is very important and rewarding to have another income stream to kick in and take up the slack. Let me acquaint you with meaningful, easy to implement options for Plan B. This blog contains many posts that describe several options for developing your personal business opportunities.

In addition, I am aware of several additional business opportunities that could be promising for certain people depending upon their personal qualifications, preferences and goals.

This is an invitation to you for a few minutes of complimentary personal discussion with you to see if there is any way that I might assist you on your road to financial independence.  It is my time in life to give back to a country and people that have been so generous to me.

To contact me send an email to dannorris42@gmail.com or give me a call on 407-749-9395.

Dan Norris

Entrepreneur
Dan Norris

Small Business Consultant

Author

 

 

 

 

There is also a vocal group in the UK called…”planbuk”

Plan B – She Said

planbuk                                          FaceBook

So You Really Want To Improve Your Game!

20 New Rules of Money
20 New Rules of Money
Image: Forbes.com

Forbes

The 20 New Rules Of Money

How do you thrive at a time when uncertainty is the only constant and age-old investment practices no longer seem to work? Here are 20 new rules for protecting your wealth and building your capital.

Read more:

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So You Really Want To Improve Your Game!

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Forbes

Don’t Believe The Debt Ceiling Hype: The Federal Government Can Survive Without An Increase

Jeffrey Dorfman, Contributor

Ignore what you hear and read in the news. The federal government actually reached the legal debt ceiling about four months ago. Since then, the government has been financing its monthly budget deficit by stealing/borrowing money from other government funds, like the federal government employees’ pension fund. In about two weeks, the government will run out of tricks to keep operating as if nothing has happened. If the debt ceiling is not raised by then, the government has to balance its budget.

That’s right. As much as the politicians and news media have tried to convince you that the world will end without a debt ceiling increase, it is simply not true. The federal debt ceiling sets a legal limit for how much money the federal government can borrow. In other words, it places an upper limit on the national debt. It is like the credit limit on the government’s gold card.

Read more:

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Forbes

5 Things Super Successful People Do Before 8 AM

Jennifer Cohen, Contributor

Rise and shine! Morning time just became your new best friend. Love it or hate it, utilizing the morning hours before work may be the key to a successful and healthy lifestyle. That’s right, early rising is a common trait found in many CEOs, government officials, and other influential people. Margaret Thatcher was up every day at 5 a.m.; Frank Lloyd Wright at 4 am and Robert Iger, the CEO of Disney wakes at 4:30am just to name a few. I know what you’re thinking – you do your best work at night. Not so fast. According to Inc. Magazine, morning people have been found to be more proactive and more productive. In addition, the health benefits for those with a life before work go on and on. Let’s explore 5 of the things successful people do before 8 am.

Read more:

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Dan Norris

Author

Small Business Consultant

 

Entrepreneurship Key For Women!

Entrepreneurship Key For Women!

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ForbesWoman

Entrepreneural Women
Entrepreneural Women

Entrepreneurship Is The New Women’s Movement

Women are leaving the workforce in droves in favor of being at home. Not to be a homemaker, but as job-making entrepreneurs.

By Natalie MacNeil

A quiet revolution is taking shape right now among women. Unlike the Quiet Revolution that began in the 1970s which saw women leave the home and enter the workforce in droves, women today are leaving the workforce in droves in favor of being at home. But unlike generations of women before, these women are opting to work in the home not as homemakers—but as job-making entrepreneurs.

Women have been starting businesses at a higher rate than men for the last 20 years and tend to create home-based micro (less than 5 employees) and small businesses. Women will create over half of the 9.72 million new small business jobs expected to be created by 2018 and more and more are doing this from home offices across the country. It’s a surprising statistic, especially considering that women-owned businesses only created 16 percent of total U.S. jobs that existed in 2010.

Read full article

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FORBES

A Wake-Up Call for Women Entrepreneurs

Elaine Pofeldt

        Elaine Pofeldt                      3/29/2013                               Contributor

I cover serial entrepreneurs and their ecosystem

New research by the loan broker Biz2Credit reveals some bad news about women-owned businesses: They have higher operating expenses, slimmer margins and lower credit scores than male-owned firms the same age. And they have loan approval rates that are 15% to 20% lower.

Calculating Financial Figures Video(Photo credit: Dave Dugdale)

Biz2Credit studied 14,000 businesses that sought funding through its online platform. Women make up about 29% of applicants on Biz2Credit.

Some of the differences are significant. The women-owned firms had 15% lower annual revenue, and operating expenses that are 21% higher.

These findings may not reflect all women-owned firms–after all, businesses seeking credit may need it because they have cash-flow problems–but they should not be ignored.

What explains the results? Rohit Arora, CEO of Biz2Credit, says that in his experience, many women business owners start out borrowing for their businesses on personal credit cards, instead of establishing credit in the name of their businesses. Result: They fail to build a great credit score for the business.

That has long-term consequences. If they later apply for a loan, their lower credit scores put them in a weaker position. Those who get loans may qualify for less-attractive interest rates. ”Banks are gender-blind, to a large extent,” he says.

Read full story

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 YouTube

Inspiring Video for Women Entrepreneurs

Angela Jia KimAngela Jia Kim

Angela Jia Kim

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For discussion as to how to pursue your dreams on entrepreneurship I invite you to email me on dannorris42@gmail.com or call me n 407-749-9395.

Dan Norris
Small Business Consultant
Author

 

Important Tips For More Financial Independence

Road To Financial Independence

Photo-Landlordology.com
Financial Independence

  • Do you have your own business now?

  • Are you thinking of starting a business soon?

  • Do you need to find a solid business opportunity?

  • Would you like to protect yourself against legal risks?

  • Would you like  to protect yourself against Identity Theft?

  • Do you believe that a good Marketing Strategy can help your business grow?

If you say yes to any of the above questions…this entire Blog is devoted to helping you to get on the…

ROAD TO FINANCIAL INDEPENDENCE

For personal discussion and my responses for you on a no-charge basis I invite you to call me  on 407-749-9395 or email me on dannorris42@gmail.com. I very much look forward to talking with you.

Have a great day!

Dan Norris
Author
Small Business Consultant

 

Be Successful
Dan Norris

Why Limit Your Income?

US Small Businessman Of Year Award
US Small Businessman Of Year Award   Congressman Lynn Westmoreland of Georgia and Dan

 

Why Limit Your Income?

 

Most Americans have been trained to think in terms of how much they can earn in a year, a month, a week or an hour! Think about it, when you begin placing yourself on the market for employment you must decide what you are worth to your employer in order to get them to employ you. And of course the job that you will do has a price tag as well which could be the deciding factor, at least for the wage range.  Typically when you interview for a JOB you are faced with the decision…how much money can  I have  left at the end of the month? Suppose you had no limitation to what you can earn and so therefore you work to create wealth for all your goals. Working for unlimited wealth is much more appealing to most of us than to a given wage by the hour, week, month or year.

If you look at corporations very top levels of management, executives compensation is defined in terms of wealth measured by hundreds of thousands or millions of dollars with incentive bonuses for exceeding certain goals.

Have you ever said to yourself? ..I also am very smart and given the opportunity I would be worth millions! Wouldn’t it be a novel idea if you interviewed with an employer and they give you this question…How much wealth would you like to create with us during 1 year, 3 years, 5 years, 10 years, 20 years or more, and by the way you would you like to legally Will your residual income to your family members including your grandchildren? Wouldn’t this be fantastic? Well, that is what you can say as you interview yourself for your own business. Tell yourself that there is no limit on the amount of income you can earn or the amount of ongoing residual income that you can leave to your heirs.

The obvious answer for many who choose to do so is to create wealth by starting or continuing your own business. It is a fact that multiple income streams, that is, earning money from several sources or business lines, is the most lucrative and safe way to create wealth. All businesses are not always successful forever so having your earnings system designed for several options is very smart…typically called multiple income streams.

So if you decide to get ahead in your own business, the question is how confident are you that you can be a good leader for your own company? You will be your own CEO…and that is a very important position for a company!

A person with ambition, drive, commitment, intelligence and vision can change their life with the right opportunity.  If you are interested in changing the direction of your life in terms of income, time and freedom then this video below is invaluable.

 

Robert Kiyosaki – Rich Dad Poor Dad – 10 Rules for Success – Audio Book
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If you would like to discuss business opportunities with me on a complimentary and confidential basis please email me on dannorris42@gmail.com or call me on 407-749-9395.

I look forward to talking with you soon.

Dan Norris

Small Business Consultant

Author

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7 Warning Signs That Say Consider A Career Change!

 

“7 Warning Signs That Say Consider A Career Change!”

5+ Years of Security?


To determine if you face these warning signs ask yourself the following questions…

1.  Does your current career provide you with necessary income for all your needs…if you stayed in that position for at least the next five years?

         a.  Your basic living needs…your shelter, transportation, clothing, utilities, insurances?

         b.  Does it provide for your and your family’s educational, recreational and vacation needs?

         c.   Does it provide for savings for important purchases and retirement?

2.  Do you have confidence that your career will provide stability and income growth to satisfy all of  these needs during the next five years?

3. Are you happy in what you are doing in your career?    What would you prefer to do?

4. Do you feel confident that your career will be available to you 5 years from now?

If you feel good about your answers to the above questions I commend you strongly. Even so one needs to face the reality that the average length of time that a person remains in the same job is about 2.7 years.

Consistent Good Decisions On Your Goals

And here is the good news…No matter what your personal goals for your income, your career, your future financial status…you can accomplish in this society whatever you want to accomplish…you have heard this many times.

I see the reality of accomplishment of whatever anyone wants every day.

In my opinion the solution is to use your determination and intelligence to find the proper employment solutions (and I emphasize multiple income streams as solutions) for you that provides the income, time and personal freedom that you want to enjoy. Is there effort? Yes! Is it difficult to find those multiple income streams that can satisfy your needs? Yes. What is great for one person may be the absolutely wrong solution for another. I do not suggest that one solution fits all. I do suggest that if you employ the proper strategies and research your alternatives properly that you can find solutions that will provide for your life’s needs.

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So What Options Should You Consider?

It is very challenging to be aware of all of the income producing opportunities that are available.  A person can invest more time and money than necessary in evaluating and participating in multiple opportunities to the extent that they invest a lot and earn very little. Many entrepreneurs wind up jumping from opportunity to opportunity because they did not take the time and talk with experienced people in business to discuss the questions they should ask before committing to a venture. Because of this very few people really make good incomes on the internet.

My information says that less than 3% of internet marketers truly make the incredible monthly incomes and up to 7% are just now reporting profitability. Does this alarm you? If it doesn’t it should. A word to the wise should be sufficient.

I firmly believe in multiple income streams which I call “income diversification”.  I do not want to rely upon one or two streams of income as I have found that no matter how good something may be, there are factors out of my control that can affect the performance of any income stream. So therefore I recommend building more than one income stream over time to avoid the risk of bad performance, the same as I recommended as a financial advisor to diversify your investments. Diversification in different classes of investments within the investment world is a sound strategy, and in my opinion, diversification can also be very effective for a personal income strategy.

I offer you an option for a 30-minute discussion with you about your income opportunity decisions. Believe it or not, most of my life has been about helping other people achieve their goals…I have found that by doing this that I am rewarded multi-fold.

If you are seriously interested in starting your own business…then email me on dannorris42@gmail.com or call me on 407-749-9395.

Dan Norris

What Do You Want?

The topic today is…

“What Do You Want”?

I will go first and tell you what I want!

One of my reasons for writing a post most every day is that I enjoy researching the day’s best content out there…to keep up with the pulse of what is going on…and to be able to share some interesting information with you that you may like as well. If you enjoy what you are reading I would really appreciate hearing from you some way…whether it is by phone across country…by email or in the “Comments” at the bottom of the post. I really enjoy hearing from you. I am a real person and I would like to understand what you are looking for…and might say…this is not for you…or the contrary…see the paragraph below.whatdoyouwant1

And one of the real advantages of owning your own blog and domain is that you have the opportunity to write about that which is most important and relevant to yourself and to your audience. A key goal in writing a blog is to develop a following who enjoy what you have to say and benefit from those same things. So I will continue to define for you who I think I am writing for…and perhaps you will confirm or deny that with your comments. I mentioned recently that I am looking to find those of any age and circumstance who are capable of earning $30,000 to $100,000+ a year and have a sincere interest in doing something about it. I read a great blog post today where Robert Kiyosaki said that there are 3 kinds of people that are not suited for this kind of business…and it was highly interesting and right on. I will share that post with you soon.

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ALLTOP

The Sweet Smell Of Success

by Seth Godin July 19,2013

No one talks about what color the success is, just how it smells.

What Do You Really Want?
What Do You Want?

When Amanda Palmer was busking on the streets of Harvard Square, she made enough to pay her rent. She supported herself, she made it work. She didn’t plan on busking, think about busking or get ready to busk. She did it and she succeeded. One person, ten people in the crowd… Didn’t matter, she was working, she was a pro.

I sold my first book project (I owned half of it) for $5,000. I didn’t worry about how big the advance was, I celebrated that I had a publisher. I followed that up a (very long) year later with another book (I owned half of that one, too) which I sold for even less. But now I had TWO publishers, and stories to go with each.

You will be labeled, like it or not. If you earn the label of, “person who builds things, ships them and sells them to someone who values them…” you’re way ahead of the pack. You’re going to be doing this for a long time. When you have the chance, engage with the market, declare victory, make the sale.

More chocolate chip cookies don’t smell that much better than just a few.

Read more...

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BY | October 27, 2011

Last week I wrote about the importance of creating and publishing original content as part of your overall marketing strategy (see Why Content Marketing is King). Today, I offer my 10

Do What You Want!
What do you want?tips for better content marketing:

Read more:

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The Renegade Blog

Seven Powerful & Effective Methods To Help People Get What They Want Most

Ann Sieg

What I love most about working with people is finding better ways to help them get what

Attraction Marketing
The Truth

they want most. This takes a lot of creativity and ingenuity, especially if from the onset I know what they’re trying to do is going to take stamina and hard work. Perhaps this is what makes it so rewarding. To know from my coaching and mentoring I helped them reach their mountain top accomplishments. Read on to find out my 7 best strategies to do just that.

Click To Read More

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Dan Norris

 

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Help Me Start My Own Business and Work From Home!

Help Me Start My Own Business and Work From Home!

How to become productively employed and become financially independent. 

With more than 23 million people now reported as being unemployed…and 46 million people on food stamps… many people are actively searching for employment.   In addition to these numbers it is reported that many millions have given up on finding employment and have dropped out of the work force.

Are you any one of these? Do you know that opportunities exist for virtually everyone? This is the American way…we can do whatever we want if we want it bad enough. You do not have to settle for government programs. If you cannot find employment in your local area then consider a location in the U.S. that you may relocate to and find employment. We have certain parts of the country with less than 3% unemployment.

And then when you analyze the success level of internet marketers it is estimated that only about 3%-5% are making money and 95% go out of business within 1-5 years due to lack of making a profit and their operating cash is depleted. It appears to me that our population is just not trained to successfully perform the employment opportunities that are available. This means that to be successful then you must find training resources that are effective and affordable for you.

We are very fortunate in life to have many great motivational and inspirational speakers and leaders. For me especially a Georgia State University professor by the name of Dr. David Schwartz…author of “The Magic of Thinking Big”…as well as taking as many marketing courses of his that I could find. Whenever I could hear a motivational speaker or take a course from one I usually did this. When living in Mountain View, California…which is in the heart of entrepreneurial thinking in this country…and living as well in the northeast sector of the U.S. north of Boston, it was clear that the majority of individuals in these communities were intent upon opening new business frontiers. In these cases…many were technology frontiers…which has proven to be a major strength for our country. We are known in this country to be innovators, idea developers, creators, with an intellectual and industrial environment that has been made possible by a wonderful business philosophy called capitalism!

This post is named specifically… Help Me Start My Own Business and Work From Home!…which is the ultimate solution for any ambitious, hard-working, industrious family and home loving individual. Putting in the hard work and taking the risks to make it successful require a lot of effort, however tremendously rewarding as you can become totally financially independent and self-reliant. In the process you have provided goods and services to people who want and need them…and they have rewarded you with their business. And keep in mind that you can continue what you are currently doing to earn income and work a few additional hours part-time to start your own business. I firmly believe that any person can begin by getting the best paying job possible for their given talents, even if minimum wage, and supplementing that income by getting additional jobs and creating additional income streams somehow. This is the American Way…we have always done this…except those who have been born into wealth and never had to go through this process.

There are many different ways of creating income streams…by being employed by the hour…or by the week or by the month. Once you find such employment, then you can create additional income with a second or third job or business opportunity. Further, if you can set aside 10-15 hours per week additional, there are many ways to create income. An excellent way to increase your income is through direct sales…as human beings want to buy from someone they can trust. Many advertise that you can make thousands of dollars per day, week or month  working on the Internet. I look at this as I would by playing poker or the roulette wheel…the odds of your being successful on the Internet are very risky. But it can be done.

The question is how? The biggest question that these new people have is “how do I get started”. And there is a good answer…how likely is that person to finding that answer with the multitudes of solutions that are being touted and advertised every day. If you choose to rely upon the Internet for your additional income,  I suggest that you exercise extreme caution!   However just because someone is working  on the Internet does not mean that you are going to make money. I do believe that a limited number of people after devoting many years of trial and error have found successful ways to make money on the Internet as well as multilevel marketing. I suggest to you that it is not easy to find these successful people, as many tout their knowledge and success however very few can prove it. Please be very cautious.

My years of experience lead me to the conclusion that you can create financial independence and wealth by following several proven paths and strategies. I outline these as follows. First is to have a substantial steady stream of income that you can count on each month. Next is to find other good opportunities that permit you to increase this income by hourly employment or by some action that creates products or services to generate income. And finally the wealth creator is that income generator that has a terrific set of products or services that people need and want, these services are fairly priced, the market for the products is large enough to create volume sales, the compensation package for marketing the products is very good, and you can use several marketing techniques to take the products to market.

Again I believe that owning your own business is the most successful way to earn substantial income where human beings are involved, and then you can select effective marketing techniques that will supplement your direct efforts…and the more effective the better. The Internet is in its infancy with respect to offering fully public techniques for successful marketing. This is why so many people are not successful marketing on the Internet.

However, some techniques have emerged as being reasonably successful, however very costly. For example the techniques of paying for cost per click (CPC), SEO optimization, and other methods are available but usually are not affordable to the average person’s pocketbook.

I am exceptionally encouraged by the development of “Attraction Marketing” techniques on the Internet. These techniques have been in use in industry for years in the form of media advertising, however we are now seeing these techniques paying off on the Internet. It is for these reasons that I am recommending proven experts Ann Sieg with her Renegade Manifesto and Ty Tribble with his Blogging Secrets as keys to a potentially successful internet marketing approach. Using these very experienced teachers you can very much improve your likelihood of success in whatever field or choice of internet marketing that you pursue. By learning and implementing Attraction Marketing and Blogging techniques, these can be applied to virtually any business opportunity.

The 7 Great Lies Of Network Marketing:     http://dannorris.the7greatliesofnetworkmarketing.com/

The Renegade Network Marketer:     http://dannorris.therenegadenetworkmarketer.com/

The Attraction Marketers Manifesto:                http://dannorris.marketersmanifesto.com/

Blogging For Prospects:                            http://dannorris.bloggingforprospects.com/

MLM Blog Secrets                                                  http://dannorris.mlmblogsecrets.com/

As I said I hear of many money-making programs now available however given my experiences and goals, I am very selective about the programs that I choose to add to my business. The reason is that my time is very valuable and I want to maximize effectiveness of my time and my results.  The programs that I have chosen offer all of the elements of a business entity to me that I need to be successful, including unmatched compensation programs that allows me to earn residual income throughout my lifetime and in my will leave it two generations into my family members.

As I believe strongly in sharing with others to benefit them as others have done for me, I invite you to contact me at my email on dannorris42@gmail.com or phone at 407-749-9395.

 

Dan Norris

Small Business Consultant

 

So How Much Cash Reserve Do You Need For An Emergency or Opportunity?

Liquid Reserves
Cash Reserves
How Much Needed?

As the first post in a series of several financial recommendations…

So How Much Cash Reserve Do You Need For An Emergency or Opportunity?

In personal finance, cash reserves are primarily short-term, highly liquid investments that earn a low rate of return that individuals want to have quick access to…for purposes of  meeting short-term, emergency or opportunity funding needs. We will discuss how much is recommended, how to create your cash reserve, where it should be kept and why it is so very important to your financial well-being!

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Ameriprise Financial

Refine your cash strategy

In times of crisis, you don’t want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you’re protected when a financial emergency arises. One way to accomplish this is by setting up a cash reserve, a pool of readily available funds that can help you meet emergency or highly urgent short-term needs.
Read more:

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Importance of Cash Reserves

James Kenney  on YouTube

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In my humble opinion, Cash Reserves are the cornerstone of the process of effective comprehensive financial planning. In order to know how much money you should allocate on a consistent savings plan for your cash reserve, it is necessary that you develop a budget which includes all of your income,  expenses, payments, insurances, mortgage, fees…really everything that  represents money incoming and outgoing…and then you will know what you will need per month so as to then calculate how you can save for your cash reserve. If your net outgo is $4000 per month then in order to save a cash reserve equivalent to six  months of your living costs, then you will need a cash reserve of $24,000 to equal a six month cash reserve. Now that you know  how much you need you can make determinations as to where that money will need to come  from. A qualified financial advisor can be very helpful in achieving this.

Now I would like to again come back to my goal of establishing some good two-way communications between you and me.  Recently I asked that you give me  some feedback in the “Leave A Reply” section at the bottom of the page. I continue that request however let me give you a survey to choose from about those things that you may or may not like so that I  can get an  idea of what you enjoy most. If you would please select from the list below one or more of the topics that you like to read about and type each into the  “Leave A Reply” box that would be very good…thank you in advance! Here are the topics….

  • Attraction Marketing/Content Marketing
  • Blogging
  • Legal Services
  • Small Business
  • Financial Independence
  • Business Opportunity
  • Music
  • Other (not listed but on topic)

Dan Norris

Be Successful
Dan Norris

Small Business Consultant

Author

 

God Bless America!

God Bless America!
God Bless America!

 

God Bless America!
Land That We Love!

What a horrific week for Americans…Boston first and then West Texas. Our heartfelt sympathies and strong  prayers go out to all those who are suffering and grieving over the loss of family and friends from both of these tragic events.  And a tremendous amount of gratitude goes to all of the first responders including all of the police, fire fighters, EMS, FBI, hospital medical professionals and anyone who were so committed to bringing justice to bear and help others. The cheers, shouts of USA and flag waving by many young people in the streets of Boston were very encouraging and made me proud of our country!  May all those we lost rest in peace and in God’s Grace as we move forward from these tragedies.

It is obvious that our country is in tremendous transition and with great challenges, both domestically and internationally. Americans have always found a way to overcome incredible obstacles before and I have hope and I will pray that we can do so again. This time it is considerably more challenging as the American people do not seem united except in tragedy…or it seems to me to be that way. I have the impression that approximately half the population wants a very strong social agenda and continued excessive spending and the other half of the population wants to balance the budget as normal human beings do who cannot live on government handouts….handouts that really come from you and me as tax paying citizens.

Those people who balance their budget monthly are also considered financially sound and principled. One half of the American population is looking for intelligence, strength and non-political leadership to show us the way to save our country and all the people who are suffering …from tragedy as well as from the inept economic decisions and destructive overspending policies that have been practiced for the last several years. Especially including the congressional lawmaking by incompetent congressmen and senators who have a large responsibility for our current situation…and here I point directly to Freddie Mac and Fannie Mae. Politicians have found ways to make themselves very wealthy and exempt from the policies that apply to citizens like you and me…which is extremely disturbing.

And in addition to having an international set of sword rattlers who are flexing their muscles with the threat of nuclear bombs and missiles, we have the jihad religious groups growing in population in every country and insisting upon death of anyone who does not believe in jihad principles. As we do not and never will believe in these extremist political/religious views…Islamic Jihadism is not just religious views…it also includes their way of law which means annihilation of millions of people…and the street bombings and IUD bombings continue as they did by two young jihadists this week…radical Islam is at work around the world to destroy humanity. And we need very much to have presidential leadership that will acknowledge this truth and take appropriate action. How do we stop the jihad clerics presiding over both the religious views and the political views of a massive population.  I do not believe we can deal legally with these issues as civil matters..these are terrorist matters and our presidential and attorney general leadership needs to call it what it really is…may God Bless America!

During my lifetime I have heard many times that…that about 25% of our population are “crazy”…including psychiatrists…LOL…however it seems that we have a larger percentage of citizens that do not practice rational thinking which includes making good decisions. When you add those on alcohol and drug dependence we may have more than 25% who are incapable of being responsible for themselves in this society…wow…do we have an uphill challenge to get in control of all these things or not? This is why we see such awful legislation coming out of our Washington leadership…there are so many partisan groups pandering to satisfy (and so many lobbyists with so much money influence)  that we cannot reach rational conclusions…for example..the current major oil pipeline decision which could clearly place this country in a positive economic position were it not for political and sociological pressures.

And finally, regardless of the above, I have endless hope for any individual that wants to help themselves, and I encourage anyone that has reached a decision that they want to do better in their financial lifestyle  to give me a call. We will have a friendly chat if nothing else.

May God Bless All! And May God Bless America!

Dan Norris
U.S. Citizen

 

How To Be Successful

E-Business
Success Stories

 

HOW TO BE SUCCESSFUL!

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ASK ENTREPRENEUR

Question added to topic Starting a Business • February 28, 2013

What Are the Rewards of Entrepreneurship?

Question Answered by Ryan Himmel on February 28, 2013
It’s easy to see the value in entrepreneurship if you launch the next Instagram or Pinterest, but what if your business never gets to that point? Are there rewards to the entrepreneurial path even if your business stays pretty small?

Read more

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How To Make Money
Entrepreneur

FORBES

5 Incredible Entrepreneurs and What We Can Learn From Them

Ilya Posin Contributor

Entrepreneurship is growing at a breakneck pace. And with our technological revolution, businesses are scaling and impacting the world more than ever before. For the United States to remain competitive, innovation and entrepreneurship must remain center stage. After all, entrepreneurship has been the primary engine of job creation in our economy […]

Read more

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NEXERA

The Top 25 Network Marketing Companies

by The Staff at Nexera™ LLC
Who are the Top 25 Network Marketing Companies? Well, it really depends on how you define “The Top 25…” As you might imagine, the truth can be a bit subjective. For example…
The best-selling car in the World is the Toyota Corolla. Apparently it’s a great car, and yet at the same time is probably not the car of your dreams. Which begs the question, “Does an MLM company deserve a higher ranking simply because more people are involved?”

Read more

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How To Make Extra Money
Be Successful

ENTREPRENEUR

2013 Home-Based Franchise Rankings

Displaying 1 – 50 of 100
RANK FRANCHISE STARTUP COSTS

Read more: 

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Dan Norris

Small Business Consultant

Author

Phone: 407-749-9395

Email: dannorris42@gmail.com

[wp-tiles]

 

 

 

Special Messages To The Subscribers of the “Road To Financial Independence” Blog

special messages
Turquoise Blue Rio Celeste flowing through Tenorio Volcano National Park in Costa Rica

These are very special messages to the Subscribers of this “ROAD TO FINANCIAL INDEPENDENCE” Blog!

My first message is to “THANK YOU VERY MUCH” for your interest and subscribing to one of my favorite activities.

I thank you sincerely for your receiving all publication releases as well as your excellent acceptance of the content! From a small business owner viewpoint this blog is a major testimonial for a Blog created using “Attraction Marketing” and “Content Marketing” techniques, as the initial post was made only (4) years ago and has achieved a substantial readership. Thanks to Ann Seig for Attraction Marketing techniques and Ty Tribble for Blogging techniques.  To me it says that many businesses, individuals and other entities can benefit by providing their own Blog, especially “small businesses”.

American Business is Overwhelmingly Small Business… “in the U.S. Firms with fewer than 500 workers accounted for 99.7 percent of those businesses, and businesses with less than 20 workers made up 89.6 percent.” Further information from this same study reveals the following “

• 51.6 percent of businesses were operated primarily from someone’s home.

• 23.8 percent of employer firms operated out of a home.

• 62.9 percent of non-employer businesses were home-based.

Creating blogs and advertising my business via “attraction marketing techniques” gives me sincere pleasure and satisfaction and has allowed me to develop my personal “Mission Statement”… and that is “to inform as many as possible as to how to improve their health and longevity, increase their wealth, and to have greater peace of mind.”

 

Health
Rainbow Falls

And now to share the special and vital information for everyone that I have learned during the last several months. Even with significant college study in pharmacy, exact sciences and business marketing and management I never encountered any meaningful information on the subject of “ionized, alkalized, restructured, micro clustered, antioxidant water” . I believe that it would have changed my life significantly both health-wise and financially had I known this information many years ago. What I heard about water was that I should drink about eight 8-ounce glasses each day with no mention as to timing, type, or properties. That was left up to the advertisers in the tv and media industry.

The total nominal spending on medicines in the U.S. in 2014 was reported at $425 billion and the U.S. exports of biomedicals to the foreign markets at some $47 billion. Sales of bottled water in the U.S. in 2014 were estimated at about $13 billion.

I am so very pleased to know this now as I still have some time to do something about what I have learned and to share it with my family, friends and truly everyone that will listen…it is that important…in my opinion. What amazes me about sharing this information is the number of people with “closed minds”.. It is like many people have a preconceived notion that unless you hear and see something on tv or the mainstream news media…or from their medical doctors…that it can’t be true. And the most serious phobia by the uninformed is that if a product is marketed by and individual other than a store-front or retail store that you see on TV that it must be a scam. To the contrary, you probably benefit more from direct selling than by the entire retail chain sharing their 5-10% cut to take products to market. Some people harbour preconceived notions that direct sellers are mostly scammer. How uninformed they really are with attitudes like this.

I wonder if these same people who resist information ask their doctor or the TV people if virtually all sodas, bottled water, tap water  and energy drinks are good for them before drinking them? These people would be amazed at what they are drinking to hydrate their bodies. No wonder we have so much obesity, illness, cancer, and other serious illnesses. Here is a list of settlements brought by our Federal and State governments against the pharmaceutical companies…and U.S. Citizens buy about two-thirds of prescription drugs sold in the world…

List of largest pharmaceutical settlements – Wikipedia

My opinions are that we are bombarding our bodies with more than 100,000 inorganic chemicals internally and externally. A very smart man that came up with Newton’s Laws concluded…”for every action there is an equal and opposite reaction”.  Could it be that all of the wonderful chemicals that we spray on ourselves, wash our clothes with,  wash our dishes and bodies with, spray our foods with to protect them from insects and disease, injecting into our soils and animal bodies like GMO’s to stimulate growth..and on and on…could be having any adverse effects on our health?

I am not a qualified medical professional of any kind and that for advice that you should seek the advice of a qualified medical professional of your choice to gain advice. Ironically, I consider it very important that during my researching this information that I have personally asked (41) professional medical doctor professionals to see if they were familiar with the topics that are written about below, and I discovered that only (9) of those (24) were aware of some of the information about any alkaline water (created with chemicals) and even less about alkalized water.

From this I concluded that my research on the subject of “water” had informed me to a level that was much more than my professional medical doctors whom I rely upon for their medical advice. A profound fact is that our bodies are made up of 60% to 75% water averaging around 72%. Why not as much attention to what we hydrate our bodies with as we give to prescriptions for illnesses?

In my research I discovered an organization called the American Anti-Cancer InstituteThe Mission of the proposed American Anti-Cancer Center Campus, is to eradicate cancer and other immune-degenerative disease in humans through the Hippocratic philosophy of Natural Medicine among three proposed Campus facilities:
The American Anti-Cancer Institute, The American Anti-Cancer University and The American Anti-Cancer Clinic. Did you know about this organization and their efforts that have gone on for years? I did not and as a prior (5) time malignant Cancer Survivor, this organization information was a revelation to me. Especially since The American Cancer Society states publicly that they project that each American man has a 1 in 2 likelihood to contract cancer during their lifetime where every American woman has a 1 in 3 likelihood to contract cancer during their lifetime. 

This prompted me to read several books including “Killing Cancer – Not People” by Robert G. Wright, and “The Confessions of a Skeptical Physician” by Dr. Tim McKnight, MD, plus several other writings that I have listed on my research sites. There are many videos posted on YouTube.com and Vimeo.com and other sites which I have learned that America’s medical, pharmaceutical, medical university, legal and media industry are closely aligned to drugs, chemicals, and pharmaceuticals for our medical solutions, and that the NIH is continuing on that same inorganic path.

Have you heard of these publications? They are extremely important, among others, and if you are or have someone in your family with a serious illness, I highly recommend that you read these books as soon as possible.

Special Messages
Killing Cancer – Not People
Robert G. Wright-Author

 

Special Messages
The Confessions of a Skeptical Physician
Dr. Tim McKnight MD
Change Your Water - Change Your Life
The Enzyme Factor
by Dr. Hiromi Shinya

 

 

 

 

 

Would you agree that KNOWLEDGE is POWER? If you do why not read below in detail and in my opinion possibly improve your health and longevity, increase your wealth and have greater peace of mind?

Here it is!..this very important information that very few know about now…although I believe that there will be a major information explosion on this topic soon…the solutions have been developed in hospitals by doctors and medical employees beginning in 1974. The initial research began by German Scientist Otto Heinrich Warburg  and in 1931 he was awarded his first Nobel Prize. The Russians, Japanese and other countries continued research on related topics of life longevity, acid rain, and water.

In 1974 the Japanese developed and introduced high technology ionizing devices to receive tap or faucet water, filter it from impurities however leaving valuable minerals in the water, and then to provide restructured water that when produced as alkaline water it is a powerful anti-oxidant water. This alkalyzed, electrolized, micro clusterd and restructured,  anti-oxidant water, electrically charged to connect with free radicals, has proven very useful to many thousands of people.

This water emulates the few truly clean, mineral rich healthy water sources around the world that is produced by a fast running, cold mountain stream or waterfalls with rocks where the water is cascading over these rocks.  This is what nature once provided to man…however is becoming extremely scarce now… it only exists in very limited parts of the world today. This similar kind of water is now available to you, produced by you as you turn on your kitchen faucet and the water proceeds through an electronic medical device system that produces this kind of water. Just think…eliminate the millions of gallons of petroleum to deliver water to you, no mystery as to where the water was produced, how old it is, how fresh the water really may be, what chemicals may be inside, and no plastic bottles leach bpa.  This will help to avoid further contamination of our oceans now filled with five major plastic garbage vortexes, with one “Garbage Patch” which is larger than the State of Texas…and growing. This problem to me seems much more realistic and proven than global warming!

The real danger to you and anyone that drinks our current water supplies, and especially bottled water which is virtually unregulated as to quality, whatever the source, is how to avoid the chemicals, poisons, herbicides, pesticides, groundwater pharmaceutical contaminants including viagara and all of the hospice disposals made in toilets of homes. And the impurities of heated plastic and bpa contaminants adds a new dimension of risk to the human body.

I am your Independent Distributor for Kangen Water, Enagic USA Ltd and this is my way of sharing this message with as many people as possible. I can help you get your Kangen Water System for you counter to connect to your faucet anywhere around the world…and also to help anyone establish their own Independent Distributorship only if they choose… this is by choice only. And I will explain to you how you can earn your Kangen Water medical device FREE!

So you may think that I am kidding with you…not so…I invite you to do your own research just by entering the words “kangen water” into major search bars and see what you find. Our doctors suggest that you use “www.pubmed.org” for the most accurate medical info. I have enjoyed finding several thousand videos on both www.youtube.com and www.vimeo.com.  I especially enjoy the one called Celebrities Drinking Kangen Water“. Why would people like Bill Gates, direct his research analysts and attorneys to recommend anything but the best for his use?

Now available in 172 countries around the world in homes, hospitals, restaurants, and certified and prescribed by 7,000+ Japanese doctors this technology certainly deserves your time and attention for your own analysis.

Thank you again for your reading time and being a Subscriber to this blog. I sincerely trust that you enjoyed this information and that it may benefit you in some ways.

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Watch A Kangen Water Demonstration

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From  ANYWHERE in the United States or Internationally READ  this about the world’s premier

Alkalyzed Restructured Antioxidant Kangen WaterSystem

and ORDER your choice of your Kangen unit online right now!

Contact me to learn how you can you earn your choice of Kangen Water device FREE!

ORDER YOUR KANGEN WATER MACHINE NOW!

  “HEALTHY BY DAN NORRIS”

 DAN NORRIS                                   Orlando, Florida USA

INDEPENDENT DISTRIBUTOR  USA AND INTERNATIONALLY                                    Kangen Water Machines    #7299001                                                                Kangen UKON tm               #1141848

Telephone: 407-749-9395

Email: dannorris42@gmail.com

 

 

Healthy

Beautiful live waterfall!

 

 

Tax Reform – Can It Be Done?

Fair Taxation for America
The Fair Tax
 Tax Reform – Can It Be Done?
Will our Legislators Do The Right Thing for American and Relinquish Their Control Over Americans?

I write this Blog post tonight with concerns and fears that  government and IRS representatives will seek me out to question my patriotism and my political preferences for expressing these opinions.  I am really embarrassed to admit this however our country is not the same as it used to be. My choices for government are smaller size rather than larger, fiscal budgeting, much less spending and more constraint, adherence to the Constitution and Laws of the land, avoidance of waste, and changing the tax code to be fair to every citizen as opposed to favoring specific sectors of the economy as it does now. The Internal Revenue Code and the Legal System give political parties in this country incredible amounts of power that can be wielded to control political opinion, businesses, and the population as a whole. We know that either party can be in power at one time or another and citizens should not fear that any government is going to penalize them for free speech. Free speech is the pillar of our democracy!

As I consider all of the possible actions that we could take to make this country a better

IRS
Justice In Our Tax System

place to live, my favorite is Tax Reform. Why? The reasons are many.

Our government controls each citizen with the current legal Internal Revenue Code. The Internal Revenue Code consists of thousands of pages of regulations and can be viewed online in its entirety at http://www.fourmilab.ch/uscode/26usc . Several thousand lobbyists, businesses, special interest groups, labor groups, individuals and others are constantly trying to accomplish changes to the IRC to benefit their causes.
Changes are accomplished through the Congress and Senate and this gives the power to members of those legislative branches.  The President approves or disapproves the laws and the Supreme Court decides the Constitutionality of those laws passed.

According to the IRS in 2008 there were a bit over 142 million individual tax returns filed. There are many estimates as to how much time it takes on average to file a return. I will not enter into that arena of guessing however I bet it averages more than 10 hours per person. There are also 1.3 million accountants employed in the business of filing tax returns. Some guesses have been made as high as a total of 6.2 billion hours go into tax preparation and filings although this is an estimate.

To me it would be much better if the government did not have any controls over it’s citizens. I always thought that the citizens should have control over the government??? Have we given up on this right? How do we get our country back? By changing our tax code for one!

For years I have followed proponents of the FAIR TAX.  I really like the idea as it would be fair to everyone who buys anything, it takes cash businesses out of the darkness, there would be no Internal Revenue Code and no filing of individual income taxes…which means a very strongly reduced IRS with limited power. How nice would that be? If you haven’t heard of this yet…I hope that you will do some reading…John Linder and Neal Boortz are the proponents of this Bill and have published several books on The Fair Tax...The Fair Tax Book: Saying Goodbye to the Income Tax and the IRS [Paperback] Neal Boortz , John Linder

Fair Taxation for Americans
The Fair Tax

The Fair Tax Act

First proposed in Congress in 1999, the Fair Tax Act has since been re-introduced at the beginning of each new congressional session. Some of the most respected federal lawmakers have signed on to help sponsor this bill each time a new congressional session begins. Georgia’s Saxby Chambliss helped sponsor this bill in the Senate, while Georgia Rep. John Linder did so in the House. While this bill hasn’t been passed, it is gaining new sponsors every year.  Read more: The Fair Tax Act | eHow http://www.ehow.com/about_6668942_fair-tax-act.html#ixzz2VlWQCOu9

We could do our country and it’s citizens a tremendous service by understanding how a flat tax would work and to realize all the advantages that are available to us. Are you interested? Why not?

I believe the key question is whether Americans can realize the powerful advantages of The FAIR TAX and insist that our Legislators do the right things for America by passing the Bill!

Dan Norris
Small Business Consultant