As a former financial advisor, I consistently recommended that individuals and families fully protect themselves with an effective risk management program. This included health insurance, disability income insurance, automobile insurance, homeowners insurance, renters insurance, umbrella insurance, and life insurance, plus other coverages like long term care, when needed.
I now also recommend that every individual, couple, and family including business owners also now have a comprehensive, economical, effective identity theft package..with RESTORATION of IDENTITY. Why? Because you can lose your financial independence… and you absolutely want to protect your name, your assets and your loved ones personal identification. .
An individual and family can be devastated by the loss of their identity. It may require years of effort to restore identity…if it can be done. The average individual cannot make all the necessary phone calls and personal visits across the U.S. and internationally, as well as the apply the time and energy needed to complete the corrections. Your money and assets can be taken away from you and never recovered.
The reasons for having strong identity theft protection today also recognizes that there are more incidents of damage to citizens for identity theft than that of all other protection policies that we carry. Unfortunately these incidents of identity theft do not include scams by foreigners. Our federal government has thrown up their hands and will not even help you one iota in case you get involved in a Nigerian, African or other country international scam.
Have you known a friend or relative who has been the victim of identity theft?
Have you personally been involved in an identity theft?
If not, you are very fortunate. Hopefully it never happens to you or your friends or family.h
The Federal Trade Commission reported in March of 2011 that Identity Theft is the greatest consumer complaint of all and has been now for the last 12 years. More than 9 million cases were reported in 2010 and more than 11 million cases occurred in 2011, up 13% from 2010.. Thieves have discovered that identity theft crimes are more lucrative than drug crimes… and far less risky. Unfortunately only about 5% of the perpetrators ever get punished… and they don’t stand the risk of gang warfare.
Some 30,000+ people in the U.S. wake up each day to learn that their identity has been stolen. That is a horrendous number of people… about 3% of our population have their identity stolen each year.
Anyone can be a victim of identity theft. There is really no way to prevent it from happening. The question is… once stolen, how long will it take for the victim to become aware of the act? What protections if any does the victim have in place to initiate alerts so that actions can be taken to stop the intended thefts? How does one restore their identity in case it has been stolen? How long does identity restoration take? Usually years! Can you restore your identity by someone mailing you the forms for a “do it yourself” approach across the U.S and internationally? Will all your assets in your bank accounts be accessible to you during the restoration? It is important that you obtain an identity theft package that includes restoration of your identity…not just an insurance policy where they mail you the forms for you to do the work and get reimbursed partially for your efforts. Do you believe that you are capable of restoring your own identity if stolen? It is estimated that there are more than 25 agencies across the U.S. and internationally that need contacting in order to restore your identity and to assure that your background is fully restored.
Many think that identity theft occurs only with Financial Transactions. Unfortunately this is only one of five major types of Identity Theft Loss. Others include Drivers Licenses, Social Security Numbers, Medical Information, and Character/Criminal Actions. For example, children are especially susceptible through the use of their Social Security numbers which are available from hospital and other personal records from time of birth. If a thief can use a social security number for 18 or more years before being discovered then a tremendous amount of damage can be done to that young person’s financial credibility and status.
Another major identity theft crime is the false filing for another person’s income tax refund made possible through theft of a person’s social security number. In many cases we find that a criminal has filed for more than 50 different social security numbers and the owner’s tax refunds. Another example is being stopped by a police officer while driving out of state late at night. The officer looks at your Drivers License and sees that several individuals with this same drivers license number are wanted for criminal actions in many states. The officer may need to arrest you based on this conflicting data. How do you stop an arresting officer from placing you in jail when your driver’s license number has been used fraudulently by someone else. Since this is a criminal offense, you must have an attorney intervene in the arrest process in order to keep you from being jailed. Under what circumstances are you entitled to hear your Miranda Rights? Can you have an attorney to protect you in the middle of the night for cases like this? For answers to these questions you can request information below in the form.
LegalShield and Kroll Investigative Services Solutions
I sincerely recommend that you protect yourself for identity theft, including your children, and when you do so, be sure to look for an identity theft package that does not just mail you the do-it-yourself forms for you to correct the issues, but includes their own staff of licensed investigators using power of attorneys and working with very reputable provider attorney firms. This is quite different from you doing the work and requesting reimbursement after the work is completed. In many cases you will not qualify for reimbursement from an insurance policy that has exclusions. To protect yourself and your loved ones, including your children, with the LegalShield and Kroll Investigative Services Identity Theft Shield protective memberships you can sign up for and begin these memberships now by clicking on this site…
LegalShield and Kroll Investigative Services Identity Theft Shield
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