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Do you or your family ever feel at risk about anything?  Do any of these risks that you think about ever concern you? The next question is do you think they should concern you and do you think that you should do anything to mitigate or minimize those risks? This post is to reflect on the major risk areas in your lives and to give you an opportunity to evaluate your current situation and determine if you should take any actions. As humans, we are much more concerned with fear than with any other emotion that we experience…so why not address your fears?   Ray Charles 

 

Financial risks include paying your mortgage and bills and having enough money to do all the things you want to do including having extra money for travel, college, vacation, retirement, second home and more!  Are you satisfied with your career and future employment situation? Are your earnings needs being met? Look good for the future?  Do you have a Plan B?      In the event of accident or long-term illness do you have protection for these events? Legal risks include those actions that you or your family may take that are subject to laws,  actions by others who may want to file legal actions against you, by people who may not abide by the laws and adversely affect you, and accidents which occur and may bring significant legal actions and consequences. What happens to you and your family in case of trivial or traumatic legal issues? Do you have any way to cover most of these costs? Identity theft risks are the risks associated with someone stealing your personal name and identity and using it or selling it to someone else, using your Social Security number and filing your tax return or using it for employment by someone, your Drivers License number to avoid arrests or to gain the ability to drive, your checking account to gain access to your cash assets, and credit cards to purchase goods illegally. For (12) years now this has been the highest consumer complaint crime in the U.S. and some 30,000 new victims of identity theft wake up each morning to this very horrible event that may take you years to restore. Medical risks include health issues whether caused by natural or accidental reasons. Most everyone of us would agree that if you do not have good health that all of your other elements of life are useless. It is imperative that we maintain good health! Do you have medical protection to protect you against depletion of your assets and cash reserve? Home ownership and rental risks include those risks that occur in the event of fire or flood. Do you have insurance on your property and/or personal items in the event of loss? Automobile accident risks include risks of damage or destruction of property and injury to individuals. Do you have legal coverage to pay your family’s legal costs to represent you in the case of being charged with accidental homicide? Ask your agent if you have this coverage? Rarely does an automobile policy include such coverage. Small business ownership risks include legal costs, property costs, liability costs, healthcare costs and others. Do you have a budget planned for each of these potential risk areas? For purposes of this post I will focus on the importance of protecting yourself against personal and family legal risks, identity theft including children who are the strong targets,and small businesses legal and growth risks. Most of us have heard and may be protected for the other areas of risks mentioned above, however, 90% of the population is not really aware of how to protect themselves from legal risks, identity theft risks and small business legal and growth risks. Do you believe that there are risks in these areas of living? Do you think that it may be a good idea to protect yourselves for these risks? The reason that I ask you these questions is that many millions of Americans now have these legal issues, and due to unaffordable costs, not knowing a qualified attorney, or not knowing what to do next, they just do nothing. It is my intention to give you solutions to solve these issues, at costs that you can afford, and to give you options of what to do next. Could this be helpful to you? This  company and associates have done this for 40+ years with highly qualified attorneys at costs that you can afford. And by the way, if you have a small business with less than (99) employees, we have very affordable small business legal and consulting plans for $75 and $125 per month. Across the U.S. and Canada qualified legal plan services for individuals and families are offered at very reasonable costs, for under $20 per month.   A legal plan and an identity theft plan are also available for less than $1 per day. You can begin these services immediately by filling out the information at the following website…           After completing the information requested on this site within 24-36 hours you will be provided with your membership number that entitles you to full access to all legal services. Upon receipt of your membership number which I will provide personally to you, you may contact the legal firm for unlimited questions and discussions. Your request will be responded to by a qualified, trusted attorney within 8 hours of your request. The company is well-respected by the Attorney Generals of states in the U.S. and the Better Business Bureau, having served some 4 million people now for over 40 years. How can I help you? Fill out the form below.    (100% no spam guarantee) Thank you, Dan Norris

Lawsuit abuse is having a devastating impact on our society.



Reality is not easy to face in many cases. We really just wish that some of the insanity in our society would go away and we would not have to endure the truth. Recently I have posted several articles as to why legal protection plans can be vital for yourselves and your small business. This week I learned of the following website called Faces of Lawsuit Abuse.org which is truly displaying the faces of many who have been shocked by abusive lawsuits. I invite you to visit both their website and their Facebook page to become aware of the awful results of what so many people are facing.

This information comes from this link 199536_10150127184601623_4155751_n

http://www.facesoflawsuitabuse.org/stories/

and from the Facebook page found at

http://www.facebook.com/facesoflawsuitabuse

The Last Week: How Lawsuits Killed an American Iconth_c948bcc9b25d8f67a74abae10eb0e1df_1354686804ScreenShot2012-12-04at11.52.35PM.png

At its peak, Blitz USA, the 50-year-old producer of three out of every four portable gas cans nationwide, employed 350 people in the small town of Miami, Oklahoma. But over the last decade, a wave of costly litigation took its toll, and lawsuits finally drove the company out of business…

Lawsuit abuse is having a devastating impact on our society.

Key Facts:

      73% of voters say lawyers benefit the most from lawsuits; only 4% say victims do.

Election night poll of 800 voters conducted on November 4, 2008 by Public Opinion Strategies

      83% of voters say the number of frivolous lawsuits is a serious problem.

Election night poll of 800 voters conducted on November 4, 2008 by Public Opinion Strategies

Three-quarters of all small business owners in America are concerned they might be the target of a frivolous or unfair lawsuit. Of those who are most concerned, six in ten say the fear of lawsuits makes them feel more constrained in making business decisions generally, and 54 percent say lawsuits or the threat of lawsuits forced them to make decisions they otherwise would not have made.
Small Businesses: How the Threat of Lawsuits Impacts Their Operations

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LegalShield Solutions For Small Business Owners

More than 35,000 companies are now using and benefitting from LegalShield’s Small Business Plans.  The major reasons that these Business Plans work so well for small companies is that they provide significant, high quality Legal Services and Consulting Services for up to (50) employees at very low costs of $75 per month, and for (50) to (99) employees at $125 per month.  If you were to pay for this quality and kind of services on an as needed basis, the costs would amount to hundreds and probably thousands of dollars. There is no contract for length of time required as our customers are so pleased with the service that they see the value and continue the service without a contract. This is a solution to reducing your costs significantly and assuring yourself that you always have highly qualified attorneys and business consultants available upon your telephone call, and for a known cost. Would you like to reduce your legal costs and professional costs to improve your profitablility? To get your Business Plan started today just go to this site and complete the membership form now.

How can I help you? Fill out the form below.           (100% no spam guarantee)

Thank you,

Dan Norris