Critical New Concerns Revealed For Americans Every Day!


Critical New Concerns For Americans
Gettysburg Address
150 Years Ago 11/19.2013

Critical New Concerns Revealed For Americans Every Day!

My most recent post was entitled “How Important Is Protecting Your Personal Identity?” That post applies to both private individuals as well as for employees and employers of small and large businesses. Employees are at risk for their time at work, their assets and restoring their personal identity, while employers are at risk for losing employee work time and availability in the event an employee is challenged with restoring their identity.

This week, the article below by Reuters describes four experts on the security of the official Obamacare website. As a citizen concerned about protecting our identity and our hard-earned assets…I sincerely recommend that you read yesterday’s post and the article below…

In a rapid “yes” or “no” question-and-answer session during a Republican-sponsored hearing by the House of Representatives Science, Space and Technology Committee, Republican Representative Chris Collins of New York asked four experts about the security of the site:

“Do any of you think today that the site is secure?”

The answer from the experts, which included two academics and two private sector technical researchers, was a unanimous “no.” Read specific article below…

Whether you are individual, an employee or business owner , we are being advised by professional experts that there are high risks involved with the government website today. Responsible individuals, employees and business owners need accurate information on risks, problems and solutions so that they can make good decisions as to what actions to take now.



Some cyber security experts recommend shutting Obamacare site

BY JIM FINKLE AND ALINA SELYUKH    Tue Nov 19, 2013 6:29pm EST

(Reuters) - President Barack Obama’s site is riddled with security flaws that put user data of millions of people at risk and it should be shut down until fixed, several technology experts warned lawmakers on Tuesday.

The testimony at a congressional hearing could increase concerns among many Americans about Obama’s healthcare overhaul, popularly known as Obamacare. Opinion polls show the botched rollout of the online marketplace for health insurance policies has hurt the popularity of the effort.

Read more:



House Dem questions legality of Obama’s “administrative fix”

Tue, 11/19/2013 - 2:00pm | posted by Jason Pye

The legality of President Barack Obama’s “administrative fix” has come into question by legal scholars who, correctly, note that the administration doesn’t have the authority to arbitrarily delay enforcement of politically inconvenient provisions of Obamacare.

The criticism isn’t coming from critics of the law, but also those who voted for it. Rep. Nick Rahall (D-WV) told CBS News that the legality of the move was one of the reasons he voted for the Republican-proposed Keep Your Health Plan Act, despite a veto threat from the White House.

Read more:


If you would like to discuss how you may address the concerns that are raised by the above issues, I invite you to contact me for discussion.

Dan Norris
Small Business Consultant


Phone: 407-749-9395

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Dan Norris

Do Your Employees Have Need For Legal Services? 

Would you provide a valuable service to your employees by offering optional, affordable legal plans? Read my book describing why these services can be valuable to virtually everyone.

The book “The Law and Legal Service Plans” is available by ordering direct from Kindle or Amazon. See sidebar.



25% of Data Breaches Turn Into ID Theft

By Brian O’Connell      10/31/13

NEW YORK (MainStreet) — So you got an email, text or phone call from your bank or credit card provider that includes the words “data breach.”

If those words don’t make the hair on the back of your neck stand up, they should. Once you hear the term, there is a good chance the words you hear next will be “identity theft.”

So says a report from Javelin Research, which estimates that a quarter of all data breaches related to credit and debit cards lead directly to I.D. theft.

That means that of 16 million Americans warned that their credit or debit card had been compromised, about 4.4 million wound up losing money and fighting the ghosts that come part and parcel with ID theft.

That’s no mere inconvenience. Javelin says U.S consumers lost $21 billion to identity theft last year, and it cost them up to 37 hours to fix the problem.

In addition:

  • 1.26 million Americans notified of a data breach involving their Social Security numbers were victimized by identity fraud.
  • 270,000 Americans notified by a data breach on their online banking accounts saw fraudulent activity on their checking and savings accounts.
  • 324,000 Americans contacted over a data breach involving their regular checking accounts were victimized by checking and/or savings account fraud.

Read more:


Protect Your Business        COMMUNITY

10 Ways Your Small Business May Be Breaking Employment Laws

by Caron_Beesley, Community Moderator

Do you think of yourself as a flexible employer or even just a nice one?

According to a recent report by the California Chamber of Commerce (and covered here by OPEN Forum) – The Top 10 Things Employers Do to Get Sued Download Adobe Reader to read this link content – many small business owners may unintentionally be violating employment laws even as they are just trying to be flexible or nice. Much of the problem arises from the fact that state laws vary enormously. But some of these mistakes are universal and are often prohibited by federal law.

Read more:

Dan Norris
Small Business Consultant