Believe it or not, there is something even worse than having to prepare your tax return. It’s finding out that someone else already filed a return in your name, under your Social Security number, to collect a fraudulent refund.
Consider A Plan For Personal and Small Business Risks
Do you or your family ever feel at risk about anything? You may be so fortunate that you are blessed with total “peace of mind”! Or maybe some risks concern you. If they do then the next question is do you think you should do anything to minimize those risks? This post suggests that you take a few minutes to reflect on major risk areas in your lives and decide if you should take any actions. As humans, we are much more concerned with fear than with any other emotion that we experience…so why not explore ways to address our fears?
Financial Budgeting and Cash Flow Risks… Includes meeting your financial obligations such as paying your mortgage and bills and having enough money to do all the things you want to do including having extra money for travel, college, vacation, retirement, second home and more!
Career risks… Are you satisfied with your career and future employment situation? Are your earnings needs being met? Look good for the future? Do you have a Plan B? Could additional and multiple income streams benefit your lifestyle and degree of financial independence?
Disability Income Risks… In the event of accident or long-term illness do you have protection for these possibilities?
Personal and Family Legal Risks… Includes those events that are subject to laws, actions by others who may want to file legal actions against you, by people who may not abide by the laws and adversely affect you, traffic violations, court representation and accidents, which occur and may bring significant legal actions and consequences. What happens to you and your family in case of trivial or traumatic legal issues? Do you have any way to cover these costs? Do you know and trust good attorneys in all fields of law?
Identity Theft Risks… The risks associated with someone stealing your personal name and identity and using it or selling it to someone else, using your Social Security number and filing your tax return or using it for employment, your Drivers License number to avoid arrests or to gain the ability to drive, your checking account to gain access to your cash assets, and credit cards to purchase goods illegally. For (12) years now this has been the largest consumer complaint crime in the U.S. and some 30,000 new victims of identity theft wake up each morning to this very horrible event that many times takes professionals to access your private data and years to restore.
Medical Risks… Includes health issues whether caused by natural or accidental reasons. Most everyone would agree that if you do not have good health that all of your other aspects of life are very much in question. It is imperative that we maintain good health! Do you have good medical protection to protect you against depletion of your assets as well as adequate cash reserve and/or disability income insurance to sustain you through an extended period of time?
Home Ownership and Rental Risks… Includes those risks that occur in the event of fire, flood or personal activities on properties. Do you have insurance on your property, personal items, and personal injury, accident or lawsuit?
Automobile Risks… Includes risks of damage or destruction of property and injury to individuals. Do you have also have legal coverage to pay your family’s legal costs to represent you in the case of being charged with accidental homicide? Ask your agent if you have this legal representation? Rarely does an automobile policy include such coverage.
Small Business Ownership Risks… Includes thousands of issues involving legal contracts, reading and modifying contracts, legal advice and counsel, legal representation in case of suits, legal costs, property costs, liability costs, healthcare costs and many others. Do you have a plan for affordable legal services as a small business owner?
Do you have a budget planned for each of these potential risk areas? Do you think that it may be a good idea to protect yourselves for these risks?
It is my intention to inform you about solutions to solve these issues, at costs that you can afford, who can help you with each, and to give you options of what to do next. Just contact me on my email at email@example.com or call me on 407-749-9395.
We now have some (60) days left in the year and many small business are thinking…
What Should I Do To Maximize Small Business Profits for 2015
By Dan Norris
We are in what is called the “selling season” and if you are involved in marketing consumer services or products these next two months are critical for maximizing your marketing programs to attract the greatest number of prospects and customers possible.
There are several important action steps that you can consider to achieve and exceed your goals for 2013…as well as to begin preparing for 2014. Consider these steps…
Step up your marketing programs to attract prospects and customers
Consider special pricing and promotions whenever possible
Meet with your staff to discuss their ideas of how to finish strong in 2013
Talk with your tax professional to discuss tax-saving actions for 2013
Talk with your legal professionals to discuss legal questions and get advice
Talk with your business consultant professionals to discuss issues and their advice
Talk with you insurance broker professionals to discuss issues and their advice
Review your staffing needs and performance…take actions where necessary
Attend your local B2B connection groups to interact with your peers
Attend your local social activities to renew acquaintances and maximize contacts
Begin your business planning for the year 2014
Each of these actions would produce better results if you are able to give them meaningful thought before tackling each one.
Let’s take the first item for example…your marketing programs. I would begin by defining the marketing programs that you now have and decide if you want to change or add to what you are doing. Would you like to attract prospects 24/7 as opposed to your having to find them? How can you go about doing this? What is your physical marketing program? What is your internet marketing program? Should you be involved in social media? How? What actions could you implement immediately with little cost that could increase your prospect traffic significantly?
By taking each of these potential action items individually and asking yourself the questions that are important…you will be able to take a critical look at how you can make improvements.
By asking for participation from your employees (if any), and by asking questions and seeking advice from all of your key professionals on taxes, legal matters, and business matters you are leveraging on the advice of experts in many fields. The small business owner can be much more successful by seeking the advice and counsel of affordable and competent professionals!
Business owners want their bottom line to be as profitable as possible. To maximize profits, the owner must be diligent in cutting frivolous costs and boost productivity among employees. This is an ongoing process that often faces many challenges. The key to success is to always remember that at the end of the day, the business’s profits will serve two purposes. The profits will be reinvested in the business to allow the business to grow. The profits will also be distributed to the business owner.
The reduction of specific fixed and variable expenses can improve your profit picture. First a word of caution. Do not needlessly cut costs. Legitimate expenses provide the framework for your business and you don’t want to cut your operating budget too deeply. However, you must be ever vigilant when it comes to controlling expenses. Each year, expenses have a way of creeping skywards. It is up to you, to evaluate if those funds are being spent for their maximum effect.
Many are aware that there are many steps that you can take to improve your lifestyle and financial position! I write about several every day and now have more than (190) posts on this blog for you to read…all intended to help you improve your lifestyle! As I continually try to analyze why there is such hesitancy for individuals to do anything about their situation, I also study individuals who are very successful to understand their thought processes.
Real estate developer Donald John Trump was born June 14, 1946, in Queens, New York. In 1971 he became involved in large profitable building projects in Manhattan. He opened the Grand Hyatt in 1980, which made him the city’s best known and most controversial developer. In 2004 Trump began starring in the hit NBC reality series The Apprentice, which also became an offshoot for The Celebrity Apprentice.
In an exclusive excerpt from his upcoming shareholder letter, Warren Buffett looks back at a pair of real estate purchases and the lessons they offer for equity investors.
By Warren Buffett
FORTUNE — “Investment is most intelligent when it is most businesslike.” –Benjamin Graham, The Intelligent Investor
It is fitting to have a Ben Graham quote open this essay because I owe so much of what I know about investing to him. I will talk more about Ben a bit later, and I will even sooner talk about common stocks. But let me first tell you about two small nonstock investments that I made long ago. Though neither changed my net worth by much, they are instructive.
“Public Pessimism About Economy Growing poll says”
For the third year in a row, the nation’s economic recovery has hit a springtime soft spot. Reflecting that weakness, only 1 in 4 Americans now expects his or her own financial situation to improve over the next year, a new Associated Press-GfK poll shows.
Do you think that you have an opportunity to achieve financial independence beginning now? Do you want to? Would you like to own and enjoy the Yacht in the picture below and cruise on The Thames? It is possible you know! Honestly and legitimately!
Congratulations! You’ve decided to leave your job and hang your own shingle. But first, there’s much to consider. You’d probably like to stay on good terms with your former employer. You may have signed a non-compete agreement. And it wouldn’t hurt to take some customers with you. Here’s what you need to know to navigate the transition from working for someone else to being your own boss.
To summarize…there are many opportunistic avenues by which to improve our lifestyle. We need only to start today “to do anything you want to do”. I look forward to talking with you soon. Just take advantage of my free offer to get started at the top right of this page.
START TODAY – Successful People – Become Financially Independent!
If you are interested in getting your business started as rapidly as possible and at the lowest cost, then you need mentors that can share keys to success with you. You will need key top-level mentors and a team of mentors at varying levels of expertise if you are to be successful and reduce the startup time to a minimum. The next article by the Small Business Administration of the Federal Government estimates start-up costs of a small business at around $30,000. Frankly I don’t know many people who would even consider starting a business if it were going to cost that much. Consider getting started with few hundred dollars or more.
Of course, the answer depends on your business model and your chosen industry. However, a useful estimate based on a 2009 study conducted by the Ewing Marion Kauffman Foundation puts the average cost of starting a new business from scratch at just over $30,000.
Have you ever been kept awake until 2 in the morning having an imaginary conversation with one of your blog readers who thinks you’re great and left a long comment telling you so? Or spent hours obsessively trying to figure out how to do better work, spurred by a fan letter from a customer about the terrific job you did?
The better you understand your customer, the faster your business will grow. But new ventures often struggle to define their target market and set their sights too broadly.
“We often overestimate the market size, and in many cases there may not be one at all,” says Robert Hisrich, director of the Walker Center for Global Entrepreneurship at the Thunderbird School of Global Management in Glendale, Ariz.
We are in an ideal situation for starting a business! Never has the internet been more opportunistic for the entrepreneur to get started on becoming financially independent!Never have we had the level of expertise and training to help people get started in becoming entrepreneurs as we have right now! Never have we had the level of knowledge and know how to help you from individuals like myself who have been there, been successful, and are building new streams of income. Never have we had knowledge of marketing systems that are affordable and successful!
The only thing that is lacking is the decisions for individuals to move ahead now. The thing now is to get started…give me a call…contact me via e-mail…let’s get started now.
Starting a business can be exhausting, exciting and exhilarating–all at the same time. This is precisely why it’s refreshing to hear words of encouragement from those who have done it before–and succeeded. We spoke with entrepreneurs we admire to cull the single best bit of startup advice they could muster–and the experiences that led to it. They’re simple mottoes, to be sure, but their impact can be tremendous.
“Don’t think, do.”
So said a stranger to Jeff Curran, founder and CEO of Curran Catalog, a high-end home furnishings company in Seattle, more than 20 years ago.
So you want to start a business, but don’t think you have the time? Think again. All you need to get started on the path toward your dream business are inspiration and determination… and maybe a few extra hours a week. Meet three entrepreneurs who used their off hours to launch and grow successful businesses–and get some tips on the dos and don’ts of starting a weekend business of your own.
You have the perfect home business idea. You can’t believe no one has thought of it before. Or, if someone has, he or she doesn’t have your vision, skills or passion. You are convinced this new business is the key to your successful future.
Now what? The best way to improve your odds of success is to move slowly and carefully in starting a business. Do so, and you can join the 70 percent of businesses that succeed in their first two years, according to the SBA
On Thursday, President Barack Obama said of his health care law: “Despite all the evidence that the law is working the way it’s supposed to,” there are critics out there. He says they must be doing it for purely political reasons. That sound you hear is the fire alarm going off in the White House.
Ignore what you hear and read in the news. The federal government actually reached the legal debt ceiling about four months ago. Since then, the government has been financing its monthly budget deficit by stealing/borrowing money from other government funds, like the federal government employees’ pension fund. In about two weeks, the government will run out of tricks to keep operating as if nothing has happened. If the debt ceiling is not raised by then, the government has to balance its budget.
That’s right. As much as the politicians and news media have tried to convince you that the world will end without a debt ceiling increase, it is simply not true. The federal debt ceiling sets a legal limit for how much money the federal government can borrow. In other words, it places an upper limit on the national debt. It is like the credit limit on the government’s gold card.
Rise and shine! Morning time just became your new best friend. Love it or hate it, utilizing the morning hours before work may be the key to a successful and healthy lifestyle. That’s right, early rising is a common trait found in many CEOs, government officials, and other influential people. Margaret Thatcher was up every day at 5 a.m.; Frank Lloyd Wright at 4 am and Robert Iger, the CEO of Disney wakes at 4:30am just to name a few. I know what you’re thinking – you do your best work at night. Not so fast. According to Inc. Magazine, morning people have been found to be more proactive and more productive. In addition, the health benefits for those with a life before work go on and on. Let’s explore 5 of the things successful people do before 8 am.
Does this “CHART” and the word “ALKALINITY” mean anything to you?
Does “ACIDIC” and “ALKALINE” mean anything to you? Do you know what foods and liquids are acidic and alkaline? Do you know that 60% to 75% of your body consists of water…90% at birth and typically 40% at death. Do you consider sodas as equivalent to water?
Has your doctor or pharmacist ever mentioned these to you?
Are you a totally healthy person with no illnesses? Are you totally satisfied with your health and your weight? If so, then you have already found solutions for what I want to share with you…
Do you understand what the chart means? Why not? It is incredibly important…and even though many think they know it all…those that do should stop for a minute and learn about this. Only less than 1% of the world’s population knows about this..and the TV media and your Doctors are not likely to tell you about it…because they have not been taught. It has to do with how healthy you are now and will be later on and how long you may live during your lifetime! WOW…that is incredibly important!
Is that of any importance to you? Please don’t say no…it can make a tremendous difference..to you and your family and friends. Please don’t just blow this off and say “too complicated for me”. Or this is just another scam because most are…I had rather watch tv ads than read a blog…do yourself a favor and invest 10 minutes and improve your health and prolong your life. It has taken 42 years by scientists, doctors, hospitals and medical personel to prove this and now it is in 172 countries today and increasing in use rapidly around the world. For me, this has been the most important discovery in my lifetime even including my 10 years of college in 5 fields…and more than 50 years of practical professional experience. I will never go back to drinking tap water and bottled water. STOP FOR A MINUTE AND CONSIDER THESE WORDS!
And there are those of you who are so skeptical that you say “just tell me the “bottom line”…”I don’t want to take time to hear the facts” and for those I refer you to this German Scientist named Otto Wilhelm Warburg who began in 1918 to study the causes of illness including cancer and between then and 1966 performed research, received two Nobel Prizes and in 1966 presented and published a Paper to scientists around the world published here at http://healingtools.tripod.com/primecause1.html/ called
I do not find that the American Medical Industry, Medical Universities, Hospitals and the Pharmaceutical Industry support these scientific findings. WHY NOT?
CHANGE YOUR WATER and CHANGE YOUR LIFE!
How can you take advantage of something that may benefit you if you never heard about it and don’t know anything about it?Water is just water right?
You can’t take advantage if you don’t know about it! And that is why this post is being written! This post is presented to state only facts as I researched and found them to be. This post does not make any medical recommendations, medical advice or offer medical solutions. For medical recommendations see your licensed physicians. Many licensed medical professionals are referenced for you in these posts for your benefit to provide you reading from many perspectives and disciplines.
This information is not yet widely disseminated in the United States. The television media have run brief spots occasionally throughout the U.S. however there is no advertising program underway. The products involved are marketed only via direct sales only where satisfied users refer them to prospective users. The “preventative well care” side of medical industry has accepted and used the technology for several years successfully. On the other hand, the traditional medical and pharmaceutical industries have not yet embraced and accepted this technology in America. Amazingly to me, as 60-75% of our body consists of water, more than 40 of the traditional medical physicians that I have personally interviewed are not familiar with ionized, alkalized, reduced, micro-clustered, restructured, antioxidant water and the results that have been realized. Acceptance is growing daily as more are using and sharing the Kangen Water technology…now in 172 countries around the world.
This technology was developed in Japan and introduced in June 1974 in hospitals by doctors and medical personnel, has been in successful use since that time. In 1987 the Japanese Ministry of Health and Welfare authorized the Enagic LTD, Osaka, Japan factory as a medical equipment manufacturer. Kangen Water by Enagic USA was first introduced in the U.S. in Los Angeles in 2003. In 2012, Hollywood performers and many of the wealthy discovered Kangen Water and are now avid users for many purposes. Now new propects who are considering a Kangen Water Machine purchase line up with their BPA free containers around our Los Angeles Office (s) to get their free trial water. In Orlando, Florida, there is a constant stream of people coming to the Office to obtain free water from the (4) Kangen Machines there. I give (21) day Free Trials to those who qualify for a Free Trial with no obligation and a 30 day money back guarantee.
Who would ever believe words like “CHANGE YOUR WATER AND CHANGE YOUR LIFE” could have a significant meaning? I didn’t when I first heard about Kangen Water in January, 2015, in the United States. I am a (6) time malignant cancer victim (lung and skin) and was excited when I heard the testimonies and began to compile research on ionized water. How could this be? Why have I not heard anything about this technology? So I began intensive research in February 2015 and in the process interviewed more than 40 medical doctors plus wellness doctors, chiropractors, physical therapists, sports medicine physicians and health enthusiasts.
What I found was that those in the U.S. medical professions dealing with wellness and illness prevention, chiropractors, nutritionists, sports trainers, as well as vetenarians began accepting ionized water technology several years ago and are on a path to increased acceptance.
United States residents consume approximately 67% of all drugs and pharmaceuticals manufactured around the world however this country only has some 5% of the world’s population. I have heard statements from the NIH leadership that we now only have medical solutions (?) for 500 diseases however there are 25,000 more diseases with no solutions (?). Our country has produced over 100,000 chemicals that we use in and on our bodies, foods, homes, environment, clothing and furniture. GMO’s, the name for “genetically modified organisms” have been recently approved by our Congress and Senate to increase in public personal use.
This Congressional action I would bet is the result of corporate lobbying with our legislative bodies to gain more market share for products.
Our water supplies including your municipal tap waters and bottled waters have been analyzed and found to contain many chemicals that can be destructive to our bodies. This is especially true for newborn children umbilical cords where more than (200) chemicals are found. The greatest cause of death for children under age 14 is cancer. We now have more than 100,000 synthetic chemicals that are being added to our environment in every location possible. The pipes that carries our waters have degraded over time to where they need replacing…to avoid this use of dangerous chemicals that adversely affect our bodies. Could some of this be causing the health problems that we have, the increasing occurrence of obesity and the much higher rates of cancer. The American Cancer Society tells us that now (1) of every (2) men and (1) of (3) females will contract cancer during their lifetime.
Is it any wonder that the United States ranks #37 in life longevity in the world and behind that of Cuba? Japan ranks #1 in the world in life longevity and in health status.
Again I will repeat what I stated above because it is so important. As meaningful background on this topic in my opinion, significant research began on the subject of cancer in Germany by scientist Dr. Otto Wilhelm Warburgin the 1920’s. Dr. Warburg presented a paper, The Prime Cause and Prevention of Cancerin 1966 to peer scientists. I find it startling that I have never heard of this research after investing 10 years in 5 colleges in the exact sciences, engineering, education and business. Why not?
Also in the 1930’s the Russians began studying life longevity and then the Japanese began research on water and acid rain in the 1950’s. This research, among other studies, led to the Japanese introducing water solutions for producing excellent ionized, reduced, micro clustered, restructured, antioxidant water in 1974 called Kangen Water, developed and marketed by a company called Enagic LTD. Further research was performed beginning in the 1960’s by Dr. Hiromi Shinya M.D., a gastrointestinal surgeon in Japan and in Beth Israel Hospital in New York. Dr. Shinya (see Health results on Wikipedia) co-developed the colonoscopy and has performed or supervised more than 375,000 colonoscopy procedures. This is called the Shinya Method. He also developed the polypectomy devices and procedures. He has written a fascinating book called the “Enzyme Factor” where he describes his recommendation of Kangen Water and his lifetime results.
The Japanese produced Kangen Water medical devices which were first developed in Japan in 1974 and were later introduced in the U.S. in 2003 on the West Coast. Wellness physicians, chiropractors, physical therapists and natural solution professionals began to adopt and support these medical devices that mount on or under your kitchen sink. Many celebrities through their research professionals learned about these technologies and in 2012 many began using Kangen Water extensively. In Japan, more than 6,500 medical doctors certify the use of Kangen Water machines by Enagic LTD as medical devices, prescribe their use to their patients, as well as their hospitals used them extensively since 1974. Their use has now extended to at least (172) countries including Germany, Canada, Malaysia, Brazil, Australia, Russia, Italy, Brazil and many other countries. It is reported that more than 32,000+ restaurants are now using these medical devices, as well as hotels for purposes of sanitation and cleaning.
CHANGE YOUR WATER and CHANGE YOUR LIFE!
Think about this…your body is 60-75% water. Do you think that we should be paying significant attention to the most important part of our bodies..the liquids with which we replenish our vital water? Or should we invest and treat only the 25% to 40% of the rest of our bodies with “chemicals and procedures”…which obviously modify other functioning parts our our bodies?
What parts of your body are you investing in protecting right now? Your kidneys, your liver, your arthritis, your acid reflux, your skin conditions, your blood pressure…and on and on. Has anyone informed you about the importance of the rest of your body? Why not? Healthy and clean water is vital to our bodies…and without it we can live for only a few days. Many would say that is “water is water”…”that all water is the same”…however do you think that the Atlantic Ocean, Pacific Ocean, Gulf of Mexico, Mississippi River, Lake Michigan, bottled water, sports drinks, sodas, your well water, your household tap water from your utility… are all the same? The answer is an emphatic NO! And we are adding toxic chemicals to our environment at an alarming rate….recently doubled by the vote of Congress to allow business to feed you more chemicals to modify your bodies performance.
Personal Testimonials Are Valuable-See these!
I have found many useful personal testimonials on video by going to www.youtube.com and www.vimeo.com and performing a search on “kangen water ______” or “kangen water arthritis” or any topic that I want to see about Kangen Water. I suggest that you do the same so as to see these testimonials. And if there is a Kangen Water Presentation Meeting near you, please attend a meeting as many Kangen Water users give their personal testimonies at these meetings.
My personal testimony is that the arthritis in my knees that had been so painful for nine years…and after drinking about (100) ounces per day of Kangen Water for (65) days, the pain in my knees virtually went away and now I am able to walk a mile, climb stairs, dance, cut my grass with a push mower, and many other tasks that I could not do before I began drinking the water. I also feel much better, have more energy, my blood pressure returned to normal levels, my cholesterol is normal, and I feel that my body continues to be detoxified every day. After learning how Kangen Water benefits have been so beneficial for me I have also begun taking 5 capsules each day of Enagic’s UKON tm uniquely manufactured Turmeric which has been proven to help people for over 4000 years. Ukon tm has also improved my health.
To get an idea of who has researched this and are very pleased with their results…please watch this video…
And if you need to hear a physician tell you their truths from their perspective…many of you want to hear it from a doctor before they will believe it…my experiences are that less than 1 of 100 citizens know about this now and that less than 5 of 100 doctors know about this topic. Probably 2 of 100 are using it in their practice and in many cases in their homes but not in their practices. This is in the process of changing and I am confident at some point that the knowledge revelution will be similar to a tsunami like the flat screen tv revolution that moved across the country from the West Coast to the East Coast of the U.S. and around the world as well. My entire professional career has offered me success on being 1-5 years ahead of the technology mainstream…and I invite you to join me on my Team Enagic benefactors now…every day is important in my life…how about yours?
Millions of Americans want to thank you Ted Cruz, Mike Lee, Marco Rubio, Rand Paul and other supporters for speaking for 21+ hours on the Senate Floor on behalf of defunding ObamaCare! Your marathon speech created a lot of good according to many opinions, and you did this in the face of much vocal displeasure by some of your Republican colleagues and especially across the aisle with all of the Democrats.
The reason so many disliked your position is that they will have to answer to their voting constituents on their positions on ObamaCare. This Affordable Care Act Bill, which is in fact is grossly unaffordable, is an albatross hung on the necks of American citizens and businesses. For years the Democrats have promoted a government controlled health care system that would totally control all citizens both with healthcare and their financial lives. They now have legislation in place to do this…and are tightening the noose to get it implemented. Many Americans have no idea what is happening to them.
For this reason I for one am very pleased to see that true American Patriots have expressed the dissatisfaction of the American Public where 60-70% of the population do not want ObamaCare. Today’s post is dedicated to conservative Senators for speaking up for Americans…
Thank You Ted Cruz For Speaking For Americans Against ObamaCare Funding!
Many campaign promises by President Obama were made about ObamaCare which have turned out to be totally untrue. Not only were the American People misled but now the President, Harry Reid and Nancy Pelosi refuse to stop and acknowledge the trainwreck which is happening, however have granted more than 1400 waivers to companies and organizations to be exempt from the Bill. Here are a few examples of total untruths presented by President and the Democratic Party…
Those nerds at the Society of Actuaries have crunched the numbers and gave us a tidy little forecast of insurance premium rate hikes under Obamacare. Oh, by the way, taxpayer subsidies don’t eliminate costs. A “free” elementary economics lesson out there for anyone confused about TANSTAAFL (There ain’t no such thing as a free lunch).
The President intervenes to give Members and staff a break.
To adapt H.L. Mencken, nobody ever went broke underestimating the cynicism and self-dealing of the American political class. Witness their ad-libbed decision, at the 11th hour and on the basis of no legal authority, to create a special exemption for themselves from the ObamaCare health coverage that everybody else is mandated to buy.
The Affordable Care Act requires Members of Congress and their staffs to participate in its insurance exchanges, in order to gain first-hand experience with what they’re about to impose on their constituents. Harry Truman enrolled as the first Medicare beneficiary in 1965, and why shouldn’t the Members live under the same laws they pass for the rest of the country?
Millions of Americans and Businesses are being adversely affected by the Affordable Care Act Legislation. It is inconceivable that so many politicians are choosing to ignore the requests of the American People to stop the implementation of the Bill at this time. But this has been their plan all along and Mr. O says hell nor high water is not going to stop them. To quote the usually articulate President this week….”It is not about you…they are messing with me”. Let’s recognize the rights of the people to disagree and act as a leader sir…citizens don’t like your policy…you have lived on being liked for far too long.
Certainly politicians now turning a deaf ear to the public will at some time soon have to face them and answer as to why they chose not to speak up with any objections other than…”this was voted in by the Congress, the Senate, the President and the Supreme Court and no matter how bad it is or how much damage it will do…we will keep this Bill in place”. This answer truthfully translates into…(“we slammed this health care bill down Republican throats because we owned the House, the Senate, the Presidency, and the lame stream biased Media…and it really didn’t matter what the American people thought about it…they are not smart enough to understand it anyway-we want a federal health care program”).
The Bill was rushed through passage without reading it in the middle of the night by Democrats only, with Nancy Pelosi saying “we have to pass this 2700 page bill to find out what is in it”. The 2700 pages have now been interpreted into 20,000 pages of HHS regulations, most of which are very destructive to people, businesses and the economy of this country. I repeat, more than 1400 waivers have been given by the President to exempt thousands of people and organizations, especially Congress, from the Bill. This is the height of hipocrosy. The implementation is not on schedule and some factions have received waivers like business which has been granted a one year delay…whereas such a delay has been denied for the public.
In my humble opinion the idiom “pig In a poke” truly applies to the Affordable Health Care Act. Others say it was passed by “bait and switch” or “sleight of hand”. It will be up to the American voting public to decide if they will consider this to be true and to accept what is being thrust upon them.
When you hear the words…Focus! Focus on Your Target Market! Do you know who really is your target market? How do you determine that? I would be very interested to hear your comments from on the subject of “How To Determine Your Target Market”…
Yesterday was our biggest course sales day ever in the history of Human Business Works, but this isn’t a post where I boast (oh, I rhymed!). These are some thoughts that you can implement to seek the same success
Penelope Trunk, Penelope Trunk’s Blog | Apr. 9, 2013, 11:43 AM
Superachievers do things differently than the rest of us. They don’t always have everything in common, but they have some underlying traits that they share. Below are a few characteristics that they are prone to have in common:
VideoSometime during the spring of 1995, you and I were given access to the Internet for the first time. Since then, related innovations have produced a new marketplace where businesses of all sizes turn prospects into customers in a virtual, parallel universe. Here is a short list of the significant innovations…
How To Take Charge of Your Network Marketing Profitability!
Are you concerned that your network marketing business is not creating the income that you expected yet? You thought you had been doing all the right things and you are working very hard however your signups and sales are not what you needed since you no longer have that salaried job or they cut you back to 29 hours per week. You hear about the people earning $1k to $4k people per week however you are not there yet? Have you heard that now some 11% of network marketers are making money as compared to the 3% just a couple of years back. What are the secrets?
Don’t be discouraged…I have good news for you…network marketing is a system based on sound principles…good strategies…working with a skilled team…and it takes awhile to get to profitability…and you can shave off years of effort with the right skills and team. I know…I have been where you may be now…and I have learned the secrets…let me give you some of the ideas of how you can get to where you want to go…be sure to order the free “7 Great Lies of Network Marketing” on the right side of this page…and if you need more to convince you get the free “Renegade Marketer’s Manifesto”. Give me a call or email at any time and we will talk and I will give the more of the secrets!
Discover how one of my Daily Marketing Coach students scored a big coaching package
with no awkwardness, no selling, no waffling on her fees… her new coaching client
signed up and cut a check for half the total right on the spot. Read more
Sometimes it’s helpful to look at other great marketers and copywriters, and analyze what they do. I dug up this post today because I think it provides a quick lesson about the workings of an effective blog post.
Will our Legislators Do The Right Thing for American and Relinquish Their Control Over Americans?
I write this Blog post tonight with concerns and fears that government and IRS representatives will seek me out to question my patriotism and my political preferences for expressing these opinions. I am really embarrassed to admit this however our country is not the same as it used to be. My choices for government are smaller size rather than larger, fiscal budgeting, much less spending and more constraint, adherence to the Constitution and Laws of the land, avoidance of waste, and changing the tax code to be fair to every citizen as opposed to favoring specific sectors of the economy as it does now. The Internal Revenue Code and the Legal System give political parties in this country incredible amounts of power that can be wielded to control political opinion, businesses, and the population as a whole. We know that either party can be in power at one time or another and citizens should not fear that any government is going to penalize them for free speech. Free speech is the pillar of our democracy!
As I consider all of the possible actions that we could take to make this country a better
place to live, my favorite is Tax Reform. Why? The reasons are many.
Our government controls each citizen with the current legal Internal Revenue Code. The Internal Revenue Code consists of thousands of pages of regulations and can be viewed online in its entirety at http://www.fourmilab.ch/uscode/26usc .Several thousand lobbyists, businesses, special interest groups, labor groups, individuals and others are constantly trying to accomplish changes to the IRC to benefit their causes.
Changes are accomplished through the Congress and Senate and this gives the power to members of those legislative branches. The President approves or disapproves the laws and the Supreme Court decides the Constitutionality of those laws passed.
According to the IRS in 2008 there were a bit over 142 million individual tax returns filed. There are many estimates as to how much time it takes on average to file a return. I will not enter into that arena of guessing however I bet it averages more than 10 hours per person. There are also 1.3 million accountants employed in the business of filing tax returns. Some guesses have been made as high as a total of 6.2 billion hours go into tax preparation and filings although this is an estimate.
To me it would be much better if the government did not have any controls over it’s citizens. I always thought that the citizens should have control over the government??? Have we given up on this right? How do we get our country back? By changing our tax code for one!
For years I have followed proponents of the FAIR TAX. I really like the idea as it would be fair to everyone who buys anything, it takes cash businesses out of the darkness, there would be no Internal Revenue Code and no filing of individual income taxes…which means a very strongly reduced IRS with limited power. How nice would that be? If you haven’t heard of this yet…I hope that you will do some reading…John Linder and Neal Boortz are the proponents of this Bill and have published several books on The Fair Tax...The Fair Tax Book: Saying Goodbye to the Income Tax and the IRS[Paperback]Neal Boortz(Author), John Linder(Author)
The Fair Tax Act
First proposed in Congress in 1999, the Fair Tax Act has since been re-introduced at the beginning of each new congressional session. Some of the most respected federal lawmakers have signed on to help sponsor this bill each time a new congressional session begins. Georgia’s Saxby Chambliss helped sponsor this bill in the Senate, while Georgia Rep. John Linder did so in the House. While this bill hasn’t been passed, it is gaining new sponsors every year. Read more: The Fair Tax Act | eHowhttp://www.ehow.com/about_6668942_fair-tax-act.html#ixzz2VlWQCOu9
We could do our country and it’s citizens a tremendous service by understanding how a flat tax would work and to realize all the advantages that are available to us. Are you interested? Why not?
I believe the key question is whether Americans can realize the powerful advantages of The FAIR TAX and insist that our Legislators do the right things for America by passing the Bill!
Which is more important? The Decision Making Process or Critical Thinking Skills? Yesterday my post focused on the Decision Making Process...the steps…the importance of the very first decision in the process deciding “do I have a need”? And if you get this first decision wrong then obviously you have made a bad decision on the entire subject. For example, if you are making a decision as to whether you may need professionals to help you with a specific area of need and you decide that you don’t have a need in that area, when in fact you obviously do have a need, then you have ignored the need, not understood the potential consequences of ignoring the need, or you decide that you will take the risk and the consequences which typically is an irresponsible conclusion.
I am sure that none of my readers want to consider themselves irresponsible. Probably the most recurring conclusion is that…yes, I have the need but cannot afford to do anything about it. If this is the case then your income is not at the right levels and that is certainly an issue. You need to be talking with a competent person who can help you earn more money!
Mission: Critical thinking is essential if we are to get to the root of our problems and develop reasonable solutions. After all, the quality of everything we do is determined by the quality of our thinking.
I see many very intelligent professionals make incorrect decisions on the first decision question in the decision process…“do I have a need?” This specifically applies in the case of the decision on “do I need the services of a financial advisor, a CPA, a law firm, a business consultant or trainer, an insurance broker, or a doctor”. Much of my life has been devoted to working with responsible people who realize that their lives can be much better if they elect to select and work with professionals in these fields. In building my practice as a financial advisor I found more than (300) people who agreed that it would be in their best interests to work with a professional financial advisor and respected company.
I consider that your decisions on these key issues really decide what level of financial independence you will ever achieve. I would encourage you as professionals and good business managers to rethink your decisions on key needs to accomplish financial independence and ask yourself…do I really need that professional or am I just kidding myself that I can do it myself? I assure you my friend if you have decided that you are going to do all of your professional jobs yourself, you will never have the opportunity to achieve financial independence. There is a thin line between mediocrity and brilliance…the same for excellent success and just getting by. Some describe it as an “edge”. What do you prefer for you and your family? Tomorrow’s post…a review of key professionals that I know can help you tremendously! Sometimes you may not know the right solutions for your needs.
There are many Americans now that are seriously interested in starting their own business…either full time or part-time. If you are one of those and have some questions about how to get started…. especially with how to start with your internet marketing strategy including social media then this post is especially for you. First let’s say that social media consists of a very broad spectrum of companies, however the key names now in social media are Facebook, Google, Twitter, Linkedin, Pinterest and and several more that are growing in importance every day. An internet marketing strategy also include more than just social media so we must add at least at a minimum these:
individual internet websites
news and magazine media
links between all of these.
So You Want To Know What To Do With Social Media?
So if you agree that this is a basic definition of the tools available from which to build an internet marketing strategy, and you want to start a business, where do you start deciding and where do you focus your time and energy? Do you need a website? Do you need a blog? Do you need a Facebook Page? A Twitter Page? A Google Community? What strategy can you develop for all of these. There is a beginning point that considers the “why” of all of these. Why would you do this or do that? What is the benefit? What are your goals?
Simple right?…just build a (……………) site….you fill in the blank because you have recently found a company that will make you rich in less than a year and you will be financially independent for the rest of your life. Hey… Please stop and wake up and smell the roses ok! Believe it or not, I have some important information for you to consider based on considerable personal experience. There are many in industry who can help you however finding a better source with honest motivations is not an easy task….and by the way you are already here on this site…so it behooves you to gain the opinion here and bounce it against any other opinion that you can find…ok! You may be just starting your new business, you may have a Facebook page, Google Page, a Pinterest page, a LinkedIn site or other site that is bringing you profits (or losses)! Even so, is what you have done the best possible strategy that you can take, or would you like to know more about how you can inform yourself of more comprehensive strategies? This week I connected on LinkedIn with a wonderful chap from Ireland and we talked today about his business. He is doing quite well with his direct selling business however wants to grow it with the internet. He very much believes in the idea of being open for business 24/7 as well as having prospects find him through Attraction Marketing and Blogging as opposed to him having to find all of his prospects through direct selling. He is currently in the process of building a WordPress blog site which is an excellent decision, however he is not quite sure as to how to approach a strategy with the rest of the media websites. With a 15-minute fun conversation between great guys from Ireland and Orlando my new friend Bobby and I shared important ideas that give him a new perspective that will allow him to leapfrog for couple of years what he can do next that can move his business forward much more rapidly.
If you have any interest in developing your internet and social media marketing strategy why not give me a call. No charge for our conversation. Let me hear from you.
Enagic® introduces a dietary supplement, Kangen Ukon™ , like none other before. Enriched with high quality essential oils derived from organic Spring Ukon (known as wild turmeric) and carefully distilled at the Enagic® Ukon Factory, our specially-preserved Kangen Ukon™ is your key to proactive health!
What makes Kangen Ukon™ different?
Enagic® has obtained a patent for the innovative process behind the creation of each capsule. Normal turmeric supplements oxidize quickly upon opening the bottle containing them. No such thing with Kangen Ukon™; each individually-enclosed capsule stays preserved until YOU decide to enjoy it. In so doing, the essential oils from the Spring Ukon are refined and concentrated.
What’s so special about Ukon grown in Okinawa?
Only Enagic®’s Kangen Ukon™ contains the essential oils of Okinawan Ukon. Every ingredient is 100% plant-based, vegan-friendly, with absolutely no usage of animal products in any way.
The area where Enagic®’s Kangen Ukon™ is grown is known as Yanbaru (the northern tip of the island of Okinawa). Yanbaru is often referred to as “nature’s treasure” (shizen no takara) in Japanese. The Spring Ukon (harvested exclusively for Enagic®) is organically grown on dedicated farms in Yanbaru and is 100% free of harmful chemicals used in lower-quality, conventional turmeric farming.
The soil inherent to Okinawa is perfectly-suited to the cultivation of Kangen Ukon™, providing a rich, densely-nutritious bed layer for the ukon to grow within. It is also said that the angle and length of sunshine during a warm Okinawan day is perfectly attuned to growing ukon.
Turmeric (Curcuma longa) has been used for 4,000 years to treat a variety of conditions. Studies show that turmeric may help fight infections and some cancers, reduce inflammation, and treat digestive problems.